3 Westervelt Pl, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 3 Westervelt Pl, Garfield, NJ 07026

Property Summary

Property Type	Apartments (5+ Units)
Details	2,694 sqft · built 1928
Lot Size	0.115 acres (4,988 sqft)
Owner	2 Trust Names on File
Last Sale	$440,000 (Apr 2019)
Tax Bill	$12,302 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00043-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`21-00043-0000-00004`
Alternative APNs	`210004300004` `000838`

Interior

Units	8 Units
Stories	2 Stories
Building Area	2,694 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	4,988 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	000838
Street Address	3 WESTERVELT PL
City	GARFIELD
State	NJ
Zip	07026-1366
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	4
Legal Description	4988 SF
Legal Subdivision	GARFIELD HEIGHTS MAP 2
Legal Block	43
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	2
Census Block	2000
Census Tract	21500

Owner

3 Westervelt Pl, a residential property, is held in a trust since April 2019.

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 TAFT LN, SPRING VALLEY, NY 10977-7894
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 16, 2019	Deed, Transfer
Mar 17, 2017	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOILING SPRGS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on File
Deed Sale	Apr 16, 2019 · Amount on File
Prior Sale	Jun 27, 2003 · Amount on File
Deed Document Number	201923800
Deed Book / Page	3222 / 117
Prior Transfer Date	Mar 13, 2017
Prior Transfer Doc	0025650754
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 WESTERVELT PL, GARFIELD, NJ 07026-1366
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042550188
Date	Jul 6, 2021
Book Page	4255/188
Instrument	2021108334

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	44414

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 16, 2019
Property Address	3 WESTERVELT PL, GARFIELD, NJ 07026-1366
Document Number	0032220117
Book / Page	3222 / 117
Instrument Date	Apr 2, 2019
Instrument	19-023800
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WESTEVELT PL, GARFIELD, NJ 07026-1366

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 17, 2017
Property Address	3 WESTERVELT PL, GARFIELD, NJ 07026-1366
Document Number	0025650754
Book / Page	002565 / 000754
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	611 US HIGHWAY 46 W #103 HASBROUCK HEIGHTS NJ 076043120, 103, HASBROUCK HEIGHTS, NJ 07604-3120

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 WESTERVELT PL, GARFIELD, NJ 07026-1366
Document Number	0025650760
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 WESTERVELT PL GARFIELD NJ 070261366, GARFIELD, NJ 07026-1366

Mortgage

Document Number	0025650760
Date	Mar 17, 2017
Book Page	002565/000760

Lender

Name	BOILING SPRGS SVGS BK
Type	Federal Savings Bank
Address	RUTHERFORD, NJ 07070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Westervelt Pl was $12,302, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,600 (-) Land $161,000 Building $192,600	$353,600 (-) Land $161,000 Building $192,600
2025	$12,302.00 (+4.25%)	$353,600 Land $161,000 Building $192,600	$353,600 Land $161,000 Building $192,600
2024	$11,800.00
2023		$353,600 Land $161,000 Building $192,600	$353,600 Land $161,000 Building $192,600
2022	$11,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Westervelt Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Westervelt Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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