3 Western Ave, Westover (Morgantown), WV 26501 Property Records

Monongalia County property record for 3 Western Ave, Westover, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1980
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Tax Bill	$646 (2026)
Deeds & Mortgages	Mar 2022 Construction Loan Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-4-0140.0000`

Property Details

APN / Parcel Number

Primary APN	`19-4-0140.0000`
Alternative APN	`31-19-4-0140.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	2,304 sqft
Basement Area	531 sqft
Finished Basement	531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Terrain	Above Road/Slope
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 WESTERN AVE
City	MORGANTOWN
State	WV
Zip	26501-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL 27, PT LOTS 20,21,22 & STRIP
Legal Subdivision	MORGAN TOWN BRICK COMPANYS
Legal Lot Number	20-22
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	3
Census Block	3038
Census Tract	11100

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WESTERN AVE, MORGANTOWN, WV 26501-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	3 WESTERN AVE, WESTOVER, WV 26501-4143
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WESTERN AVE, WESTOVER, WV 26501-4143

Mortgage

Document Number	002501/336
Date	Mar 2, 2022
Book Page	2501/336
Instrument	858573

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	3 WESTERN AVE, WESTOVER, WV 26501-4143
Document Number	0000785797
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WESTERN AVE WESTOVER WV 265014143, WESTOVER, WV 26501-4143

Mortgage

Document Number	0000785797
Date	Mar 5, 2020
Book Page	002338/000572
Instrument	785797

Lender

Name	UNITED BK
Type	Bank
Address	MORGANTOWN, WV 26505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Westover City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$646.00	$69,060 (-) Land $17,760 Building $51,300	$115,100 (-) Land $29,600 Building $85,500
2025	$646.00 (-1.67%) Homeowner's exemption Disabled Person's exemption	$69,060 (-1.12%) Land $17,760 Building $51,300	$115,100 (-1.12%) Land $29,600 Building $85,500
2023	$657.00 (+3.79%) Homeowner's exemption Disabled Person's exemption	$69,840 (+0.17%) Land $17,760 Building $52,080	$116,400 (+0.17%) Land $29,600 Building $86,800
2022	$633.00 Homeowner's exemption Disabled Person's exemption	$69,720 Land $17,760 Building $51,960	$116,200 Land $29,600 Building $86,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1996)
Most Recent Claim	Jan 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.9% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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