Flagler County property record for 3 Wellclif Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,260 sqft · built 1986 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Jun 2018) |
| Tax Bill | $1,936 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7021-00170-0250 |
| Primary APN | 07-11-31-7021-00170-0250 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,282 sqft (0.259 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 WELLCLIF PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 21 BLOCK 00017 LOT 0025 SUBDIVISION COMPLETION YEAR 1977 OR BOOK 104 PAGE 70 OR 278 PG 446 OR 2145/1337-DC OR 2228/1159 OR 2284/1128 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 17 |
| Legal Lot Number | 25 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 60210 |
3 Wellclif Pl is owned and occupied by an individual who bought it in June 2018.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 WELLCLIF PL, PALM COAST, FL 32164-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage ELEVEN MTG |
| Jun 8, 2018 | Warranty Deed, Transfer · FHA Mortgage VICTORIAN FIN |
| Sep 5, 2017 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE |
| Sep 5, 2017 | Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Prior Sale | Sep 5, 2017 |
| Deed Document Number | 201821199 |
| Deed Book / Page | 2284 / 1128 |
| Prior Transfer Date | Aug 9, 2017 |
| Prior Transfer Doc | 0022281156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 WELLCLIF PL, PALM COAST, FL 32164-7872 |
| Document Number | 0024450170 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3 WELLCLIF PL PALM COAST FL 321647872, PALM COAST, FL 32164-7872 |
| Document Number | 0024450170 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 002445/000170 |
| Instrument | 19701 |
| Name | ELEVEN MTG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 8, 2018 |
| Property Address | 3 WELLCLIF PL, PALM COAST, FL 32164-7872 |
| Document Number | 0022841128 |
| Book / Page | 002284 / 001128 |
| Instrument Date | May 25, 2018 |
| Instrument | 21199 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | COVENANT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,211.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WELLCLIF PL PALM COAST FL 321647872, PALM COAST, FL 32164-7872 |
| Document Number | 22841130 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 002284/001130 |
| Instrument | 21200 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15241 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 3 WELLCLIF PL, PALM COAST, FL 32164-7872 |
| Document Number | 0022281156 |
| Book / Page | 002228 / 001156 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 31336 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WELLCLIF PL PALM COAST FL 321647872, PALM COAST, FL 32164-7872 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 3 WELLCLIF PL, PALM COAST, FL 32164-7872 |
| Document Number | 0022281159 |
| Book / Page | 002228 / 001159 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 31337 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 WELLCLIF PL PALM COAST FL 321647872, PALM COAST, FL 32164-7872 |
| Document Number | 22281161 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 002228/001161 |
| Instrument | 31338 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2047 |
The 2025 property tax bill for 3 Wellclif Pl was $1,936 with a homeowner's exemption, up 2.8% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,936.00 (+2.81%) Homeowner's exemption | $149,694 | $223,693 Land $56,500 Building $167,193 |
| 2024 | $1,883.00 (+3.18%) | ||
| 2023 | $1,825.00 (+1.61%) Homeowner's exemption | $141,239 (+3%) | $216,271 (-1.92%) Land $44,500 Building $171,771 |
| 2022 | $1,796.00 Homeowner's exemption | $137,125 | $220,500 Land $45,000 Building $175,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Wellclif Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Wellclif Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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