3 Wedgewood Ln, Ladera Ranch, CA 92694 Property Records

Orange County property record for 3 Wedgewood Ln, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,787 sqft · built 2000
Lot Size	0.167 acres (7,287 sqft)
Owner	Individual Name on Record
Last Sale	$1,525,000 (Sep 2021)
Tax Bill	$20,496 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`759-211-14`

Property Details

APN / Parcel Number

Primary APN	`759-211-14`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,787 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	7,287 sqft (0.167 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3 WEDGEWOOD LN
City	LADERA RANCH
State	CA
Zip	92694-0314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15626 BLK LOT 14
Legal Subdivision	TRACT NO 15626
Legal Tract	15626
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2004
Census Tract	32057

Owner

Source: Orange County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
May 11, 2022	Intrafamily Transfer, Transfer
Sep 13, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Nov 20, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	2021570183
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000244838
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 28, 2026
Property Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314
Document Number	0000244838
Instrument Date	Aug 26, 2026
Instrument	2026244838
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 6, 2026
Property Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314
Document Number	0000131734
Instrument Date	Apr 29, 2026
Instrument	2026131734
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314

Mortgage

Document Number	0000131734,
Date	May 6, 2026
Instrument	2026131734

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 11, 2022
Property Address	3 WEDGEWOOD LN, MISSION VIEJO, CA 92694-0314
Document Number	0000176720
Map Reference	MB 784 PG 32-35
Instrument Date	May 10, 2022
Instrument	2022000176720
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 13, 2021
Property Address	3 WEDGEWOOD LN, MISSION VIEJO, CA 92694-0314
Document Number	0000570183
Map Reference	MB 784 PG 32-35
Instrument Date	Aug 19, 2021
Instrument	2021000570183
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314

Mortgage

Document Number	0000570184
Date	Sep 13, 2021
Instrument	2021000570184

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Oct 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	Other
Max Rate	8.12%

Mortgage

Document Number	0000570185
Date	Sep 13, 2021
Instrument	2021000570185

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 20, 2017
Property Address	3 WEDGEWOOD LN, MISSION VIEJO, CA 92694-0314
Document Number	0000501731
Map Reference	MB4784 PG32-35
Instrument Date	Oct 18, 2017
Instrument	2017000501731
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 WEDGEWOOD LN, LADERA RANCH, CA 92694-0314

Mortgage

Document Number	0000501732
Date	Nov 20, 2017
Instrument	2017000501732

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Mortgage

Document Number	0000501733
Date	Nov 20, 2017
Instrument	2017000501733

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,650,708 (+2%) Land $794,129 Building $856,579
2025	$20,496.00 (+1.91%)	$1,618,342 (+4.04%) Land $778,558 Building $839,784
2024	$20,112.00 (+1.89%)
2023	$19,738.00 (+1.9%)	$1,555,500 Land $748,325 Building $807,175
2022	$19,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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