3 Webster St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 3 Webster St, Winchester, MA 01890

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,324 sqft · built 1867
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jan 2015)
Tax Bill	$12,025 (2026)
Deeds & Mortgages	Feb 2021 Refinance Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINC M:003 B:0363 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:003 B:0363 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	3,984 sqft
Basement Area	987 sqft
Unfinished Basement	987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 WEBSTER ST
City	WINCHESTER
State	MA
Zip	01890-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG
Legal Block	363
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4009
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WEBSTER ST, WINCHESTER, MA 01890-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit WINCHESTER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2015 · Amount on Record
Deed Sale	Jan 29, 2015 · Amount on Record
Prior Sale	Jul 30, 2003 · Amount on Record
Deed Book / Page	64844 / 110
Transfer Doc	064844-110
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	3 WEBSTER ST, WINCHESTER, MA 01890-2117
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077057-275
Date	Feb 25, 2021
Book Page	77057/275
Instrument	41805

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	3 WEBSTER ST, WINCHESTER, MA 01890-2117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71638-49
Date	Sep 19, 2018
Book Page	71638/49
Instrument	145004

Lender

Name	WINCHESTER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,025.00 (+10,177.78%)	$1,085,300 (+2.29%) Building $1,085,300	$1,044,856 (-22.94%)
2025	$117.00 (-98.99%)	$1,061,000 (+4.16%) Building $1,061,000	$1,355,840
2024	$11,541.00 (-0.03%)	$1,018,600 (+4.12%) Building $1,018,600
2023	$11,544.00	$978,300 Building $978,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1979–2010)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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