Carroll County property record for 3 Webster St, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,432 sqft · built 1881 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Mar 2024) |
| Tax Bill | $3,029 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-056109 |
| Primary APN | 07-056109 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,432 sqft Total Area |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Exterior Material | Asbestos |
| Roof Material | Metal |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 120 ft deep x 43 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 056109 |
|---|---|
| Street Address | 3 WEBSTER ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-750 |
| Legal Description | LT - 5250 SF 3 WEBSTER ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 507602 |
Source: Carroll County records · APN 07-056109
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Mar 15, 2024 | Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Mar 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 29, 2019 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Prior Sale | Jan 29, 2019 · Amount on Record |
| Deed Book / Page | 11209 / 301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Document Number | 0116050180 |
|---|---|
| Date | Nov 03, 2025 |
| Book Page | 11605/180 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | NORWELL, MA 02061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 15, 2024 |
| Property Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Document Number | 0112090301 |
| Book / Page | 11209 / 301 |
| Instrument Date | Mar 08, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Document Number | 0112090311 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 11209-0311 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Number | 0112090337 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 11209/337 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | NORWELL, MA 02061 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & STLMT LLC |
| Name | Verified Name |
|---|
| Document Number | 0101560399 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 10156/399 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 29, 2019 |
| Property Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Document Number | 0092140287 |
| Book / Page | 9214 / 0287 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 WEBSTER ST, WESTMINSTER, MD 21157-5521 |
| Document Number | 0009214295 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 9214/295 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,600 (+6.32%) Land $68,800 Building $124,800 | $193,600 (-) Land $68,800 Building $124,800 | |
| 2025 | $3,029.00 (+12.69%) Homeowner's exemption | $182,100 (+14.46%) | $193,600 (+21.68%) Land $68,800 Building $124,800 |
| 2023 | $2,688.00 Homeowner's exemption | $159,100 Land $68,800 Building $90,300 | $159,100 Land $68,800 Building $90,300 |
Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
May also be available: AT&T, Quantum Telecommunications, Schurz Communications, T-Mobile USA, Verizon.
Based on FCC filings for 145 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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