3 Waughaw Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 3 Waughaw Rd, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1935
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2019)
Tax Bill	$7,324 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2019 Sale & Mortgage
APN	`21-00040-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`21-00040-0000-00054`
Alternative APN	`210004000054`

Interior

Stories	2 Stories
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	116 ft deep x 50 ft wide

Location & Zoning

Street Address	3 WAUGHAW RD
City	TOWACO
State	NJ
Zip	07082-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R27A
Legal Block	40
Legal Lot Number	54
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1019
Census Tract	40801

Owner

3 Waughaw Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Morris County and Montville Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 WAUGHAW RD, TOWACO, NJ 07082-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Mar 11, 2019	Grant Deed, Transfer POWERVILLE 545 FARM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	Jan 10, 2011 · Amount on File
Deed Document Number	201911550
Deed Book / Page	23503 / 623
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	3 WAUGHAW RD, TOWACO, NJ 07082-1220
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0244700162
Date	Aug 8, 2022
Book Page	24470/162
Instrument	2022054356

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 11, 2019
Property Address	3 WAUGHAW RD, TOWACO, NJ 07082-1220
Document Number	0235030622
Book / Page	023503 / 000622
Instrument Date	Mar 4, 2019
Instrument	11550
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 WAUGHAW RD TOWACO NJ 070821221, TOWACO, NJ 07082-1221

Mortgage

Document Number	235030627
Date	Mar 11, 2019
Book Page	023503/000627
Instrument	11551

Lender

Name	POWERVILLE 545 FARM LLC
Address	10 DEVON RD, BOONTON, NJ 07005-9305

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 10, 2029

Interest

Rate	4%

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,400 (-) Land $182,000 Building $92,400	$274,400 (-) Land $182,000 Building $92,400
2025		$274,400 Land $182,000 Building $92,400	$274,400 Land $182,000 Building $92,400
2024	$7,324.00
2023		$274,400 Land $182,000 Building $92,400	$274,400 Land $182,000 Building $92,400
2022	$7,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Waughaw Rd; there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Waughaw Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Waughaw Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures