3 Watrous Point Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 3 Watrous Point Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 468 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2000)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:062 B:043 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:062 B:043 L`
Alternative APN	`642300`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	468 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	468 sqft
Attic	Attic
Attic Area	468 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	642300
Street Address	3 WATROUS POINT RD
City	OLD SAYBROOK
State	CT
Zip	06475-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-3
Legal Subdivision	MOORINGS 01 CONDO
Legal Block	43
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	4
Census Block	4001
Census Tract	670100

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 WATROUS POINT RD, OLD SAYBROOK, CT 06475-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Balloon Mortgage ESSEX SAVINGS BANK
May 3, 2021	Warranty Deed, Transfer · Balloon Mortgage ESSEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2000 · Amount on Record
Deed Sale	Jul 21, 2000 · Amount on Record
Deed Book / Page	382 / 211
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	May 3, 2021
Property Address	3 WATROUS POINT RD, OLD SAYBROOK, CT 06475-1329
Document Number	663-654
Book / Page	663 / 654
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	663-657
Date	May 3, 2021
Book Page	663/657

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	May 3, 2021
Property Address	3 WATROUS POINT RD, OLD SAYBROOK, CT 06475-1329
Document Number	000663-654
Book / Page	663 / 654
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000663657
Date	May 3, 2021
Instrument	663/657

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00	$209,600 (+79.91%) Land $120,800 Building $88,800	$146,720 Land $84,560 Building $62,160
2024	$3,249.00 (+36.4%)
2023	$2,382.00 (+1.84%)	$116,500 (-) Land $72,900 Building $43,600
2022	$2,339.00	$116,500 Land $72,900 Building $43,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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