3 Waterside Ln, Ludlow, VT 05149 Property Records

Ludlow Town property record for 3 Waterside Ln, Ludlow, VT 05149

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,888 sqft · built 1980
Lot Size1.74 acres (75,794 sqft)
Owner2 Individual Names on File
Last Sale$163,750 (Jan 2014)
Tax Bill$5,479 (2025)
Flood ZoneZone X (minimal risk)
APN363-112-13301

Property Details

APN / Parcel Number

Primary APN363-112-13301
Alternative APNs
  • (112) 020146.000
  • M:020 B:146.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
Gross Area3,616 sqft
Basement Area1,136 sqft
Finished Basement1,136 sqft
Unfinished Basement568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialLogs
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area75,794 sqft (1.74 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address3 WATERSIDE LN
CityLUDLOW
StateVT
Zip05149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE ROAD 335 INCL 020140.000
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3022
Census Tract966300

Owner

3 Waterside Ln is owned by two individuals who bought it in January 2014.

Source: Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address536 JEMCO PL, RIDGEWOOD, NJ 07450-5410
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2014 · Amount on File
Deed SaleJan 3, 2014 · Amount on File
Prior SaleMar 30, 2007 · Amount on File
Deed Document Number20141097575277023
Prior Transfer DateJan 2, 2001
Prior Transfer Doc0000899059
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3 Waterside Ln was $5,479, down 12.4% from the year before.

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,479.00 (-12.35%)$296,800 (-) Land $116,400 Building $180,400
2024$6,251.00$296,800 Land $116,400 Building $180,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Waterside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims16 (2011–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2024 · Tropical Depression Debby
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 10 claims
  • Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Waterside Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Vermont
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Nearby Properties on Waterside Ln

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