3 Water St, Gorham, NH 03581 Property Records

Coos County and Gorham Town property record for 3 Water St, Gorham, NH 03581

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,638 sqft · built 1950
Lot Size	0.516 acres (22,464 sqft)
Owner	2 Individual Names on File
Last Sale	$95,793 (Mar 2018)
Tax Bill	$6,687 (2025)
Deeds & Mortgages	Mar 2018 Sale Oct 2017 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`GORH M:U7 L:81`

Property Details

APN / Parcel Number

Primary APN	`GORH M:U7 L:81`
Alternative APN	`776`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	3,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,464 sqft (0.516 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	776
Street Address	3 WATER ST
City	GORHAM
State	NH
Zip	03581-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	81
Jurisdiction	GORHAM TOWN NH
Township / Civil Division	GORHAM
Census Block Group	4
Census Block	4026
Census Tract	950900

Owner

3 Water St is owned and occupied by two individuals who bought it in March 2018.

Source: Coos County and Gorham Town records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 WATER ST, GORHAM, NH 03581-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Grant Deed, Transfer ALPINE TITLE SERVICES INC, ALPINE TITLE SVCS INC
Oct 10, 2017	Deed in Lieu of Foreclosure, Foreclosure NCS TITLE, NCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	20181019
Deed Book / Page	1483 / 913
Record Updated	Sep 20, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GORHAM TOWN NH
Recording Date	Mar 12, 2018
Property Address	3 WATER ST, GORHAM, NH 03581-1538
Document Number	0014830913
Book / Page	001483 / 000913
Instrument Date	Mar 5, 2018
Instrument	1019
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ALPINE TITLE SERVICES INC, ALPINE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$719.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 MCFARLAND ST GORHAM NH 035811213, GORHAM, NH 03581-1213

October 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GORHAM TOWN NH
Recording Date	Oct 10, 2017
Property Address	3 WATER ST, GORHAM, NH 03581-1538
Document Number	0014740341
Book / Page	001474 / 000341
Instrument Date	Sep 26, 2017
Instrument	4327
Transaction Type	Foreclosure
Record Updated	Mar 20, 2019
Title Company	NCS TITLE, NCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3 Water St was $6,687, up 28.4% from the year before.

Source: Coos County and Gorham Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Gorham Town
Unified School District	Gorham Randolph Shelburne Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,687.00 (+28.4%)	$285,140 (+54.88%) Land $47,900 Building $237,240
2024	$5,208.00	$184,100 Land $26,400 Building $157,700
2023			$256,120
2022	$4,464.00	$184,100 Land $26,400 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Water St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2023)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORHAM WATER AND SEWER DEPT serves 2,630 people · EPA ID NH0921010
Water Source	Surface water
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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