3 Washington School Rd, Vinalhaven, ME 04863 Property Records

Knox County and Vinalhaven Town property record for 3 Washington School Rd, Vinalhaven, ME 04863

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,500 (Jul 2023)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Sep 2023 Refinance Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`VINA M:022 L:040`

Property Details

APN / Parcel Number

Primary APN	`VINA M:022 L:040`
Alternative APN	`1126`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	1126
Street Address	3 WASHINGTON SCHOOL RD
City	VINALHAVEN
State	ME
Zip	04863-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	40
Jurisdiction	VINALHAVEN ME
Township / Civil Division	VINALHAVEN
Census Block Group	2
Census Block	2045
Census Tract	971100

Owner

Source: Knox County and Vinalhaven Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CIRCLE DR, BELMONT, NC 28012-3108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Jul 18, 2023	Warranty Deed, Transfer
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Jun 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Jul 26, 2018	Intrafamily Transfer, Transfer FIRST NATL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	20234901
Deed Book / Page	6030 / 204
Transfer Doc	0053190153
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VINALHAVEN ME
Property Address	3 WASHINGTON SCHOOL RD, VINALHAVEN, ME 04863-3836
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060520315
Date	Sep 20, 2023
Book Page	6052/315
Instrument	2023-7122

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VINALHAVEN ME
Recording Date	Jul 18, 2023
Property Address	3 WASHINGTON SCHOOL RD, VINALHAVEN, ME 04863-3836
Document Number	0060300204
Book / Page	6030 / 204
Instrument Date	Jul 14, 2023
Instrument	2023-4901
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	27 CIRCLE DR, BELMONT, NC 28012-3108

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VINALHAVEN ME
Property Address	3 WASHINGTON SCHOOL RD, VINALHAVEN, ME 04863-3836
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059310258
Date	Aug 30, 2022
Book Page	5931/258
Instrument	2022-7829

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VINALHAVEN ME
Property Address	3 WASHINGTON SCHOOL RD, VINALHAVEN, ME 04863-3836
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059030084
Date	Jun 7, 2022
Book Page	5903/84
Instrument	2022-5143

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VINALHAVEN ME
Recording Date	Jul 26, 2018
Property Address	3 WASHINGTON SCHOOL RD, VINALHAVEN, ME 04863-3836
Document Number	0053190153
Book / Page	05319 / 0153
Instrument	000000006891
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020186892
Date	Jul 26, 2018
Instrument	2018-6892

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Knox County and Vinalhaven Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Vinalhaven Town
Unified School District	School Administrative District 08 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,197.00 (+3.87%)	$238,600 (-) Land $39,700 Building $198,900
2024	$3,078.00 (+26.82%)	$238,600 (+20.93%) Land $39,700 Building $198,900
2023	$2,427.00 (+24.27%)	$197,300 (+18.29%) Land $39,700 Building $157,600
2022	$1,953.00	$166,800 Land $39,700 Building $127,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1997–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINALHAVEN WATER DISTRICT serves 1,053 people · EPA ID ME0091550
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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