3 Warrior Cir, Smithville, MO 64089 Property Records

Clay County property record for 3 Warrior Cir, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1991
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Apr 2003)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-618-00-06-031.00`

Property Details

APN / Parcel Number

Primary APN	`05-618-00-06-031.00`
Alternative APNs	`0561800060310001` `5618000603100` `246027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,148 sqft
Basement Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	141 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3 WARRIOR CIR
City	SMITHVILLE
State	MO
Zip	64089-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND HEIGHTS 4TH PLAT LT 22
Legal Range	33W
Legal Township	53N
Legal Section	23
Legal Subdivision	LAKELAND HEIGHTS 4TH
Legal Lot Number	22
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	3
Census Block	3031
Census Tract	22000

Owner

Source: Clay County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WARRIOR CIR, SMITHVILLE, MO 64089-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 24, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2003 · Amount on Record
Deed Sale	Apr 29, 2003 · Amount on Record
Deed Document Number	200386943
Deed Book / Page	4097 / 873
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	Jun 1, 2026
Property Address	3 WARRIOR CIR, SMITHVILLE, MO 64089-9103
Document Number	0000014601
Book / Page	10179 / 32
Instrument Date	May 6, 2026
Instrument	202614601
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WARRIOR CIR, SMITHVILLE, MO 64089-9103

Mortgage

Document Number	0000014601,
Date	Jun 1, 2026
Book Page	10179/32
Instrument	202614601

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Nov 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	3 WARRIOR CIR, SMITHVILLE, MO 64089-9103
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WARRIOR CIR, SMITHVILLE, MO 64089-9103

Mortgage

Document Number	0000050834
Date	Nov 29, 2021
Book Page	9242/103
Instrument	2021050834

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MO
Property Address	3 WARRIOR CIR, SMITHVILLE, MO 64089-9103
Document Number	0000023442
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 WARRIOR CIR SMITHVILLE MO 640899103, SMITHVILLE, MO 64089-9103

Mortgage

Document Number	0000023442
Date	Aug 20, 2019
Book Page	008479/000065
Instrument	23442

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+8.94%)	$33,570 (+5.67%)	$176,684 (+5.67%)
2023	$2,193.00 (+19.12%)	$31,770	$167,210
2019	$1,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Wisper ISP.

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