Suffolk County and Smithtown Town property record for 3 Waner St, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,324 sqft · built 1958 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $403,000 (Nov 2008) |
| Tax Bill | $13,248 (2024) |
| Deeds & Mortgages | Jul 2019 Refinance Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 88.-6-13 |
| Primary APN | 473489 88.-6-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,674 sqft |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 350 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3 WANER ST |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-177476 TC-52 *2418 SEC 1 LOT 64 BIRCHWOOD PARK AT COMMACK |
| Legal Subdivision | BIRCHWOOD PK/COMMACK |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 135101 |
3 Waner St is owned and occupied by an individual who acquired it in October 2016.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 WANER ST, COMMACK, NY 11725-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NASSAU EDUCATORS FCU |
| Jan 26, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage NEW YORK CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2008 · Amount on File |
| Deed Sale | Nov 25, 2008 · Amount on File |
| Deed Book / Page | 12573 / 10 |
| Last Transfer Date | Oct 12, 2016 |
| Transfer Doc | 0128980183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 WANER ST, COMMACK, NY 11725-2108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230420460 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 23042/460 |
| Instrument | DK012203 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 26, 2017 |
| Property Address | 3 WANER ST, COMMACK, NY 11725-2108 |
| Document Number | 0128980183 |
| Book / Page | 012898 / 000183 |
| Instrument Date | Oct 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Title Company | NATION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WANER ST COMMACK NY 117252108, COMMACK, NY 11725-2108 |
| Document Number | 227830262 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 022783/000262 |
| Name | NEW YORK CMNTY BK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,175 Land $300 Building $4,875 | $646,875 Land $37,500 Building $609,375 | |
| 2024 | $13,248.00 | ||
| 2023 | $5,175 Land $300 Building $4,875 | $5,948 Land $345 Building $5,603 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Waner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Waner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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