Bradford County property record for 3 Walnut St, Towanda, PA 18848
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,500 (Jul 2020) |
| Tax Bill | $1,676 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-086.02-132-000-000 |
| Primary APN | 49-086.02-132-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Lot Area | 3,049 sqft (0.07 acres) |
| Street Address | 3 WALNUT ST |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & ATTACHED GARAGE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TOWANDA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 951000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Walnut St is owned and occupied by two individuals who bought it in July 2020.
Source: Bradford County records, as of April 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WALNUT ST, TOWANDA, PA 18848-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · USDA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 20, 2020 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Aug 20, 2019 | Deed, Transfer FIRST ABSTRACT AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on File |
| Deed Sale | Jul 20, 2020 · Amount on File |
| Prior Sale | Aug 20, 2019 · Amount on File |
| Deed Document Number | 20206468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 3 WALNUT ST, TOWANDA, PA 18848-1937 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3 WALNUT ST, TOWANDA, PA 18848-1937 |
| Document Number | 0202205894 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 202205894 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Jul 20, 2020 |
| Property Address | 3 WALNUT ST, TOWANDA, PA 18848-1937 |
| Document Number | 0202006468 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 202006468 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST ABSTRACT AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 MAIN ST, 419, TOWANDA, PA 18848-1807 |
| Name | Verified Name |
|---|---|
| Address | 64 DAFFODIL LN, WYSOX, PA 18854-7707 |
| Document Number | 0202006469 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 202006469 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Aug 20, 2019 |
| Property Address | 3 WALNUT ST, TOWANDA, PA 18848-1937 |
| Document Number | 0201907570 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 201907570 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST ABSTRACT AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2885 AUTUMN GREEN DR, 2885, ORLANDO, FL 32822-5837 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 419 MAIN ST, TOWANDA, PA 18848-1807 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 3 Walnut St was $1,676.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Towanda Borough |
| Unified School District | Towanda Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,676.00 | $19,400 | |
| 2024 | $1,606.00 | $19,400 | |
| 1999 | $38,798 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Walnut St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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