3 Walnut Loop, Espanola, NM 87532 Property Records

Santa Fe County property record for 3 Walnut Loop, Espanola, NM 87532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,531 sqft · built 1992
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Sep 2018 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`184937984`

Property Details

APN / Parcel Number

Primary APN	`184937984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,531 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3 WALNUT LOOP
City	ESPANOLA
State	NM
Zip	87532-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T20N R 8E S12 LOT 10 UNIT-2 WALNUT DR SUB .50 AC ;PM1-048-119-293-320
Legal Range	08E
Legal Township	20N
Legal Section	12
Legal Subdivision	WALNUT DRIVE SUBDIVISION UNIT TWO
Legal Lot Number	10
Legal Unit	2
Jurisdiction	SANTA FE NM
Township / Civil Division	SANTA FE NORTH
Census Block Group	3
Census Block	3015
Census Tract	940900

Owner

3 Walnut Loop is owned and occupied by an individual who acquired it in September 2018.

Source: Santa Fe County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3 WALNUT LOOP, ESPANOLA, NM 87532-8207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 7, 2018	Grant Deed, Transfer ZIA TR INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018
Deed Sale	Sep 26, 2018
Prior Sale	May 7, 2018
Deed Document Number	1868565
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA FE NM
Recording Date	Sep 26, 2018
Property Address	3 WALNUT LOOP, ESPANOLA, NM 87532-8207
Document Number	0001868565
Map Reference	MB15 PG016
Instrument Date	Sep 26, 2018
Instrument	1868565
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHWESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WALNUT LOOP, ESPANOLA, NM 87532-8207

Mortgage

Document Number	0001868566
Date	Sep 26, 2018
Instrument	1868566

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA FE NM
Recording Date	May 7, 2018
Property Address	3 WALNUT LOOP, ESPANOLA, NM 87532-8207
Document Number	0001856866
Instrument Date	Mar 1, 2018
Instrument	1856866
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	625 PLATA DR SE RIO RANCHO NM 871243238, RIO RANCHO, NM 87124-3238

Mortgage

Document Number	1856867
Date	May 7, 2018
Instrument	1856867

Lender

Name	ZIA TR INC
Address	AKBUQUERQUE, NM 30928

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Walnut Loop was $1,500, up 8.6% from the year before.

Source: Santa Fe County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Santa Fe County
Unified School District	Española Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+8.62%)	$72,494 (+3%) Land $17,163 Building $55,331	$217,481 (+3%) Land $51,490 Building $165,991
2024	$1,381.00 (+1.69%)	$70,383 (+3%) Land $16,663 Building $53,720	$211,148 (+3%) Land $49,991 Building $161,157
2023	$1,358.00 (+3.59%)	$68,333 (+3%) Land $16,178 Building $52,155	$204,999 (+3%) Land $48,535 Building $156,464
2022	$1,311.00	$66,343 Land $15,707 Building $50,636	$199,029 Land $47,122 Building $151,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Walnut Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Walnut Loop is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 70% of New Mexico
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUATRO VILLAS MDWCA serves 420 people · EPA ID NM3533526
Water Source	Purchased groundwater from ESPANOLA WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Sanitary survey deficiency not corrected currently in violation since Sep 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
NMSurf Fixed Wireless	200 / 50
Stimulus Technologies Fixed Wireless · not low latency	40 / 20
Internet Services Fixed Wireless	10 / 1

May also be available: AT&T, Windstream.

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