3 Vly Rd, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 3 Vly Rd, Albany, NY 12205

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,896 sqft · built 1915
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Dec 2020)
Tax Bill	$4,363 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012601 29.15-1-3`

Property Details

APN / Parcel Number

Primary APN	`012601 29.15-1-3`
Alternative APNs	`260102901500010030000000` `02901500010030000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,896 sqft Total Area
1st Floor Area	948 sqft
2nd Floor Area	948 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02901500010030000000
Street Address	3 VLY RD
City	ALBANY
State	NY
Zip	12205-2206
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	45
Legal Description	N-5 E-1817 S-31-93.9
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1006
Census Tract	13902

Owner

3 Vly Rd, a duplex, is owned and occupied by an individual who bought it in December 2020.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3 VLY RD, ALBANY, NY 12205-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Jan 29, 2016 · Amount on File
Deed Document Number	202029370
Prior Transfer Date	Apr 19, 1996
Prior Transfer Doc	2554001157
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 8, 2020
Property Address	3 VLY RD, ALBANY, NY 12205-2206
Document Number	0000009370
Instrument Date	Nov 24, 2020
Instrument	R2020-29370
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	SHAKER ABSTRACT & TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 VLY RD, 3, ALBANY, NY 12205-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 44 133 AVENUE #2F # 2F, 2F, JAMAICA, NY 11434

Mortgage

Document Number	0000029371
Date	Dec 8, 2020
Instrument	R2020-29371

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3 Vly Rd was $4,363, up 0.6% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Municipality	Colonie Village
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,363.00 (+0.6%)
2025	$4,337.00	$105,000 Land $21,000 Building $84,000	$240,300 Land $48,060 Building $192,240
2023		$105,000 (-) Land $21,000 Building $84,000	$205,900 (+9.32%) Land $41,180 Building $164,720
2022		$105,000 Land $21,000 Building $84,000	$188,341 Land $37,668 Building $150,673
2021	$3,978.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Vly Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Vly Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLONIE VILLAGE serves 8,030 people · EPA ID NY0100194
Water Source	Purchased surface water from LATHAM WATER DISTRICT
Last State Inspection	Nov 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20