3 Vista Ct, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 3 Vista Ct, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,973 sqft · built 1988
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2013)
Tax Bill	$11,569 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`473000 94.-1-3.17`

Property Details

APN / Parcel Number

Primary APN	`473000 94.-1-3.17`
Alternative APNs	`0600-094.00-01.00-003.017` `300009400000010030170000` `47300010048` `31`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
Gross Area	2,557 sqft
1st Floor Area	1,320 sqft
2nd Floor Area	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	150 ft deep x 270 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	31
Street Address	3 VISTA CT
City	RIVERHEAD
State	NY
Zip	11901-5069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB80
Legal Description	LOT 17 PEC BAY GARDENS 8021
Legal Subdivision	JAMESPORT
Legal Block	1
Legal Lot Number	3
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2008
Census Tract	169905

Owner

3 Vista Ct is owned and occupied by two individuals who acquired it in November 2019.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 VISTA CT, RIVERHEAD, NY 11901-5069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit SUFFOLK FCU
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2013 · Amount on File
Deed Sale	Oct 21, 2013 · Amount on File
Deed Book / Page	12749 / 89
Last Transfer Date	Nov 26, 2019
Transfer Doc	0130490099
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 VISTA CT, RIVERHEAD, NY 11901-5069
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234420166
Date	Jul 27, 2022
Book Page	23442/166

Lender

Name	SUFFOLK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 VISTA CT, RIVERHEAD, NY 11901-5069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231080186
Date	Feb 24, 2020
Book Page	23108/186
Instrument	DK042015

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,900 Land $10,900 Building $49,000	$734,069 Land $133,578 Building $600,490
2024	$11,569.00
2023		$59,900 Land $10,900 Building $49,000	$644,779 Land $117,330 Building $527,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Vista Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Vista Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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