Worcester County and Worcester City property record for 3 Vincent Ave, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 925 sqft · built 1926 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,432 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-018-0044A |
| Primary APN | 14-018-0044A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 2,217 sqft |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,600 sqft (0.106 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 14-018-0044A |
|---|---|
| Street Address | 3 VINCENT AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01603-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-5 |
| Legal Block | 18 |
| Legal Lot Number | 44A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 731101 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 VINCENT AVE, WORCESTER, MA 01603-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Sep 21, 2018 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Oct 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2013 |
| Deed Sale | Aug 5, 2013 |
| Prior Sale | Mar 15, 2010 · Amount on Record |
| Deed Document Number | 20139 |
| Deed Book / Page | 51310 / 95 |
| Transfer Doc | 43184-287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 VINCENT AVE, WORCESTER, MA 01603-2129 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065471-210 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 65471/210 |
| Instrument | 88382 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 VINCENT AVE, WORCESTER, MA 01603-2129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59440-16 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 59440/16 |
| Instrument | 100263 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 VINCENT AVE, WORCESTER, MA 01603-2129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | METROPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 61323-283 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 61323/283 |
| Instrument | 115138 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 1, 2047 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,432.00 (+43.3%) | $258,400 (+42.29%) Land $81,400 Building $177,000 | $329,033 (+36.41%) |
| 2025 | $2,395.00 (+6.4%) | $181,600 (+15.67%) Land $76,600 Building $105,000 | $241,205 (+16.47%) |
| 2024 | $207,100 | ||
| 2023 | $2,251.00 | $157,000 Land $66,600 Building $90,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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