Passaic County and Wayne Township property record for 3 Verkade Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 4,124 sqft · built 1989 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Oct 2024) |
| Tax Bill | $21,047 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02406-0000-00036 |
| Primary APN | 14-02406-0000-00036 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,124 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Lot Area | 20,081 sqft (0.461 acres) |
| Old Parcel Number | 1400593800006 |
|---|---|
| Street Address | 3 VERKADE DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 2406 |
| Legal Lot Number | 36 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 VERKADE DR, WAYNE, NJ 07470-8216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Oct 30, 2024 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Jul 17, 1997 · Amount on Record |
| Deed Document Number | 202434300 |
| Deed Book / Page | 4795 / 293 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 3 VERKADE DR, WAYNE, NJ 07470-8216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000039548 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | M19670/289 |
| Instrument | 2025039548 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 30, 2024 |
| Property Address | 3 VERKADE DR, WAYNE, NJ 07470-8216 |
| Document Number | 0000034300 |
| Book / Page | D4795 / 293 |
| Instrument Date | Oct 25, 2024 |
| Instrument | 2024034300 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 W CLINTON AVE # AVE3, AVE3, TENAFLY, NJ 07670-2051 |
| Name | Verified Name |
|---|---|
| Address | 3 VERKADE DR, WAYNE, NJ 07470-8216 |
| Document Number | 0000034301 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 2024034301 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,900 (-) Land $175,300 Building $175,600 | $350,900 (-) Land $175,300 Building $175,600 | |
| 2025 | $21,047.00 (+0.88%) | $350,900 (-) Land $175,300 Building $175,600 | $350,900 (-) Land $175,300 Building $175,600 |
| 2024 | $20,864.00 (+5.17%) | ||
| 2023 | $350,900 Land $175,300 Building $175,600 | $350,900 Land $175,300 Building $175,600 | |
| 2022 | $19,839.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2007–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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