Orange County property record for 3 Veracruz, Dana Point, CA 92629
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 2,056 sqft · built 1988 |
| Owner | Trust Name on File |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 939-472-08 |
| Primary APN | 939-472-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,056 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3 VERACRUZ |
|---|---|
| City | DANA POINT |
| State | CA |
| Zip | 92629-3122 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 12292 BLK LOT 14 UN 179 TR 12292 LOT 14 UNIT 179 OF PROJECT LOCATED ON AP |
| Legal Tract | 12292 |
| Legal Lot Number | 14 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 42339 |
3 Veracruz, a condominium, is owner-occupied and held in a trust since September 1994.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3 VERACRUZ, DANA POINT, CA 92629-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Jun 4, 2018 | Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 15, 1994 |
| Transfer Doc | 0000597757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3 VERACRUZ, DANA POINT, CA 92629-3122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3 VERACRUZ, DANA POINT, CA 92629-3122 |
| Document Number | 0000107693 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022000107693 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3 VERACRUZ, DANA POINT, CA 92629-3122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000203719 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 2018000203719 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
The 2025 property tax bill for 3 Veracruz was $1,280 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Dana Point City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $135,008 (+2%) Land $62,464 Building $72,544 | |
| 2025 | $1,280.00 Homeowner's exemption | $132,361 Land $61,239 Building $71,122 |
| 2023 | $1,229.00 (+1.99%) Homeowner's exemption | $127,222 Land $58,861 Building $68,361 |
| 2022 | $1,205.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3 Veracruz in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Veracruz has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cityside Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile, Verizon.
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