Baltimore County property record for 3 Valley Ridge Loop, Cockeysville, MD 21030
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,923 sqft · built 1984 |
| Lot Size | 0.044 acres (1,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Nov 2017) |
| Tax Bill | $4,408 (2024) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Dec 2022 Mortgage + 2 more |
| APN | 08-1900012751 |
| Primary APN | 08-1900012751 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 403 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,897 sqft (0.044 acres) |
| Lot Dimensions | 96 ft deep x 20 ft wide |
| Deck Area | 180 sqft |
| Balcony Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1900012751 |
|---|---|
| Street Address | 3 VALLEY RIDGE LOOP |
| City | COCKEYSVILLE |
| State | MD |
| Zip | 21030-4351 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .0435 AC VALLEY CROSSING TWNHSES |
| Legal Subdivision | VALLEY CROSSING TWNHSES |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 408506 |
Source: Baltimore County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 22, 2017 | Deed, Transfer · Stand-Alone First Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Prior Sale | Nov 15, 2006 · Amount on Record |
| Deed Book / Page | 39662 / 3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Document Number | 0485070483 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 48507/483 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Document Number | 0476190302 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 47619/302 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Document Number | 0470340004 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 47034/4 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Nov 22, 2017 |
| Property Address | 3 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351 |
| Document Number | 0396620003 |
| Book / Page | 0039662 / 003 |
| Map Reference | MB EHK50 FO134 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NEW WORLD TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12 QUEENSBRIDGE CT APT E, E, COCKEYSVILLE, MD 21030-3134 |
| Document Number | 0003966211 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 0039662/11 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,700 (+8.69%) Land $90,000 Building $233,700 | $323,700 (-) Land $90,000 Building $233,700 | |
| 2024 | $4,408.00 (+11%) | ||
| 2023 | $2,099.00 | $297,833 | $323,700 Land $90,000 Building $233,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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