3 Valley Rd, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 3 Valley Rd, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,405 sqft · built 1968
Lot Size	0.304 acres (13,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Mar 2026)
Tax Bill	$8,109 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STON M:07 B:000 L:218`

Property Details

APN / Parcel Number

Primary APN	`STON M:07 B:000 L:218`
Alternative APN	`6662`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,405 sqft Living Area
Gross Area	2,777 sqft
Basement Area	729 sqft
Unfinished Basement	219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,238 sqft (0.304 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6662
Street Address	3 VALLEY RD
City	STONEHAM
State	MA
Zip	02180-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	218
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1001
Census Tract	337101

Owner

Source: Middlesex County and Stoneham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 VALLEY RD, STONEHAM, MA 02180-3442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Quit Claim Deed, Transfer · ARM WINCHESTER COOPERATIVE BANK
May 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Deed Document Number	202635151
Deed Book / Page	85410 / 421
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Mar 31, 2026
Property Address	3 VALLEY RD, STONEHAM, MA 02180-3442
Document Number	085410-421
Book / Page	85410 / 421
Instrument Date	Mar 24, 2026
Instrument	35151
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 VALLEY RD, STONEHAM, MA 02180-3442

Mortgage

Document Number	0000035152
Date	Mar 31, 2026
Instrument	35152

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2031
Index	5-Year CMT

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	May 15, 2020
Property Address	3 VALLEY RD, STONEHAM, MA 02180-3442
Document Number	74684-82
Book / Page	074684 / 000082
Instrument Date	Apr 7, 2020
Instrument	73857
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40 PEARL ST #2 CHARLESTOWN MA 021292569, 2, CHARLESTOWN, MA 02129-2569

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,109.00 (+4.27%)	$792,700 (+7.94%) Land $400,700 Building $392,000	$966,435 (+2.11%)
2024	$7,777.00 (+2.84%)	$734,400 (+7.79%) Land $370,700 Building $363,700	$946,485
2023	$7,562.00	$681,300 Land $340,700 Building $340,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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