3 Valley Brook Ct, Bloomington, IL 61704 Property Records

McLean County property record for 3 Valley Brook Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,146 sqft · built 1997
Lot Size	0.244 acres (10,615 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2025)
Tax Bill	$7,777 (2024)
Deeds & Mortgages	Jul 2011 Mortgage Dec 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-130-006`

Property Details

APN / Parcel Number

Primary APN	`15-30-130-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,146 sqft Living Area
Gross Area	2,714 sqft
1st Floor Area	1,074 sqft
Basement Area	96 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,615 sqft (0.244 acres)
Lot Dimensions	135 ft deep x 37 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 VALLEY BROOK CT
City	BLOOMINGTON
State	IL
Zip	61704-8385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 24 EAGLE CREST NORTH SUB
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	EAGLE CREST NORTH SUB
Legal Lot Number	24
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2015
Census Tract	5103

Owner

3 Valley Brook Ct is owned and occupied by two individuals who bought it in November 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 VALLEY BROOK CT, BLOOMINGTON, IL 61704-8385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2011	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA
Dec 22, 2011	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE LLC
Nov 4, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Deed Document Number	202515924
Record Updated	Oct 29, 2026

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 VALLEY BROOK CT, BLOOMINGTON, IL 61704-8385
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100014534
Date	Jul 1, 2011
Instrument	2011-00014534

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2026

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 VALLEY BROOK CT, BLOOMINGTON, IL 61704-8385
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100029108
Date	Dec 22, 2011
Instrument	2011-00029108

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2027

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 4, 2025
Property Address	3 VALLEY BROOK CT, BLOOMINGTON, IL 61704-8385
Document Number	202500015924
Map Reference	DOC 96-26888
Instrument Date	Oct 22, 2025
Instrument	2025-00015924
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 VALLEY BROOK CT, BLOOMINGTON, IL 61704-8385

Mortgage

Document Number	202500015925
Date	Nov 4, 2025
Instrument	2025-00015925

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,431 (+6.95%) Land $23,451 Building $85,980	$328,293 (+6.95%) Land $70,353 Building $257,940
2024	$7,777.00 (+20.78%)	$102,317 (+24.77%) Land $21,927 Building $80,390	$306,951 (+24.77%) Land $65,781 Building $241,170
2023	$6,439.00	$82,002 Land $17,573 Building $64,429	$246,006 Land $52,719 Building $193,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Valley Brook Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Valley Brook Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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