Penobscot County and Howland Town property record for 3 Valley Ave, Howland, ME 04448
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,700 (Aug 2022) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2020 Line of Credit |
| APN | HOWL M:U01 L:018 |
| Primary APN | HOWL M:U01 L:018 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 11,761 sqft (0.27 acres) |
| Account Number | 504 |
|---|---|
| Street Address | 3 VALLEY AVE |
| City | HOWLAND |
| State | ME |
| Zip | 04448-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 18 |
| Jurisdiction | HOWLAND ME |
| Township / Civil Division | HOWLAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 28500 |
Source: Penobscot County and Howland Town records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 705, HOWLAND, ME 04448-0705 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Prior Sale | Apr 9, 2009 · Amount on Record |
| Deed Book / Page | 16578 / 69 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWLAND ME |
| Recording Date | Aug 8, 2022 |
| Property Address | 3 VALLEY AVE, HOWLAND, ME 04448-3738 |
| Document Number | 0165780069 |
| Book / Page | 16578 / 69 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 22811 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 705, HOWLAND, ME 04448-0705 |
| Document Number | 0000022812 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 22812 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWLAND ME |
| Property Address | 3 VALLEY AVE, HOWLAND, ME 04448-3738 |
| Document Number | 0156310316 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 VALLEY AVE HOWLAND ME 044483738, HOWLAND, ME 04448-3738 |
| Document Number | 0156310316 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 015631/000316 |
| Instrument | 23107 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Penobscot County and Howland Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Howland Town |
| Unified School District | School Administrative District 31 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,895.00 (+24.92%) | $92,450 (+27.98%) Land $21,150 Building $71,300 |
| 2024 | $1,517.00 (-4.77%) | $72,240 (-) Land $16,490 Building $55,750 |
| 2023 | $1,593.00 (+24.65%) | $72,240 (+38.5%) Land $16,490 Building $55,750 |
| 2022 | $1,278.00 | $52,160 Land $11,950 Building $40,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1987–2019) |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWLAND WATER DEPARTMENT serves 1,025 people · EPA ID ME0090710 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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