3 Vale St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 3 Vale St, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1970
Lot Size0.18 acres (7,830 sqft)
Owner2 Individual Names on Record
Last Sale$64,000 (Feb 2010)
Tax Bill$584 (2026)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN08 15 2 35

Property Details

APN / Parcel Number

Primary APN08 15 2 35
Alternative APN
  • 140275

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Heated Area
Gross Area1,212 sqft
1st Floor Area1,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,830 sqft (0.18 acres)
Lot Dimensions87 ft deep x 90 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area144 sqft
Patio Area144 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number140275
Street Address3 VALE ST
CityGRANITE FALLS
StateNC
Zip28630-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1734 PG 1559 YR 2010 ST 128.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group3
Census Block3017
Census Tract31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 VALE ST, GRANITE FALLS, NC 28630-1619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2010 · Amount on Record
Deed SaleFeb 25, 2010 · Amount on Record
Prior SaleMay 3, 1999
Deed Book / Page1734 / 1559
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address3 VALE ST, GRANITE FALLS, NC 28630-1619
Document Number0010014165
Book / Page001924 / 001851
Instrument DateAug 10, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 VALE ST GRANITE FALLS NC 286301619, GRANITE FALLS, NC 28630-1619

Mortgage

Document Number0010014165
DateAug 16, 2017
Book Page001924/001851
Instrument10014165
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 15, 2032

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$584.00 (-25.42%)$121,400 (-) Land $8,400 Building $113,000
2025$783.00 (+65.19%)$121,400 (+64.28%) Land $8,400 Building $113,000$121,400 (+64.28%) Land $8,400 Building $113,000
2023$73,900 (-) Land $8,400 Building $65,500$73,900 (-) Land $8,400 Building $65,500
2022$474.00$73,900 Land $8,400 Building $65,500$73,900 Land $8,400 Building $65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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