Suffolk County and Brookhaven Town property record for 3 Upper Cross Way, Shoreham, NY 11786
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 3,062 sqft · built 1925 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,530 (2024) |
| Deeds & Mortgages | Dec 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-057.00-02.00-018.000 |
| Primary APN | 0200-057.00-02.00-018.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,062 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 14,810 sqft (0.34 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 1914640 |
|---|---|
| Street Address | 3 UPPER CROSS WAY |
| City | SHOREHAM |
| State | NY |
| Zip | 11786-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREHAM BEACH 1525 SEC 1 45 |
| Legal Subdivision | SHOREHAM BEACH |
| Legal Block | 7000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 158402 |
3 Upper Cross Way is owned and occupied by two individuals.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 UPPER CROSS WAY, SHOREHAM, NY 11786-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 UPPER CROSS WAY, SHOREHAM, NY 11786-1457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229900111 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 22990/111 |
| Instrument | DJ033008 |
| Name | ISLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Shoreham-Wading River Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,110 Land $400 Building $3,710 | $856,250 Land $75,472 Building $700,000 | |
| 2024 | $15,530.00 | ||
| 2023 | $4,110 Land $400 Building $3,710 | $7,611 Land $741 Building $6,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Upper Cross Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Upper Cross Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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