3 Universal St, Apt 1, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 3 Universal St, Apt 1, Framingham, MA 01702

Property Summary

Property TypeCondominium
Details1 bd · 1.5 ba · 600 sqft · built 1968
Lot Size15.3 acres (666,848 sqft)
Owner2 Company Names on Record
Last Sale$195,000 (Oct 2022)
Tax Bill$2,788 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN142-22-6616

Property Details

APN / Parcel Number

Primary APN142-22-6616
Alternative APNs
  • FRAM M:142 B:22 L:6616 U:301
  • M:798.0 B:0001 L:0301.0
  • F_682615_2922664
  • 19482

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Units12 Units
Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area666,848 sqft (15.3 acres)

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number19482
Street Address3 UNIVERSAL ST, 1
CityFRAMINGHAM
StateMA
Zip01702-7466
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block22
Legal Lot Number6616
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group1
Census Block1016
Census Tract383101

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address94 PINCUSHION RD, FRAMINGHAM, MA 01702-5623
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Sep 18, 2017Quit Claim Deed, Transfer
NEEDHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Prior SaleSep 18, 2017 · Amount on Record
Deed Book / Page80864 / 511
Last Transfer DateMay 19, 2024
Transfer Doc082793-316
Record UpdatedOct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateOct 25, 2022
Property Address3 UNIVERSAL ST APT 1, 1, FRAMINGHAM, MA 01702-7466
Document Number080864-511
Book / Page80864 / 511
Instrument DateOct 25, 2022
Instrument158547
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address94 PINCUSHION RD, FRAMINGHAM, MA 01702-5623

Mortgage

Document Number0000158548
DateOct 25, 2022
Instrument158548
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateSep 18, 2017
Property Address3 UNIVERSAL ST APT 1, 1, FRAMINGHAM, MA 01702-7466
Document Number69945-365
Book / Page69945 / 365
Instrument150997
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12.68
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 UNIVERSAL ST APT 1, 1, FRAMINGHAM, MA 01702-7466

Mortgage

Document Number699450369
DateSep 18, 2017
Instrument69945/0369
Lender
NameNEEDHAM COOPERATIVE BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueSep 18, 2047
Interest
Rate4.75%
Max Rate At Change0.12%
Max Rate2.75%

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,788.00 (+18.09%)$235,700 (+19.22%) Building $235,700$210,075 (-10.4%)
2025$2,361.00 (+12.97%)$197,700 (+17.89%) Building $197,700$234,460 (+5.74%)
2024$2,090.00 (+15.09%)$167,700 (+20.91%) Building $167,700$221,730
2023$1,816.00$138,700 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

Nearby Properties on Universal St

Nearby Streets

Search Property Records by Address or Parcel Number