Jackson County property record for 3 Union Cir, Altus, OK 73521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,172 sqft · built 1990 |
| Lot Size | 1.38 acres (60,332 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Aug 2023) |
| Tax Bill | $3,140 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2009 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18651 |
| Primary APN | 18651 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,332 sqft (1.38 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18651 |
|---|---|
| Street Address | 3 UNION CIR |
| City | ALTUS |
| State | OK |
| Zip | 73521-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE ESTATES SUB DIV BLK 2 LOT 16 |
| Legal Range | 20W |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | HERITAGE ESTATES TWP 5-2N-20 NE 1/4 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | JACKSON OK |
| Township / Civil Division | ALTUS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 968400 |
Source: Jackson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8620 STATE ROUTE 163, BELLEVILLE, IL 62223-4062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit RED RIVER FEDERAL CREDIT UNION |
| Jul 13, 2009 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Jun 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RED RIVER FCU |
| May 21, 2008 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 4, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF COMMERCE |
| Aug 10, 2023 | Warranty Deed, Transfer |
| Jul 26, 2016 | Warranty Deed, Transfer · Conventional Mortgage BOKF NA |
| May 22, 2013 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2016 · Amount on Record |
| Deed Document Number | 20232532 |
| Deed Book / Page | 1266 / 697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OK |
| Recording Date | Jul 23, 2026 |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Document Number | 0000002488 |
| Book / Page | 1325 / 179 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20262488 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Document Number | 0000002488, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 1325/179 |
| Instrument | 20262488 |
| Name | RED RIVER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OK |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01029/0405 |
|---|---|
| Date | Jul 13, 2009 |
| Book Page | 1029/0405 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 8, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OK |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Document Number | 001298/913 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 1298/913 |
| Instrument | I-2025-001895 |
| Name | RED RIVER FCU |
|---|---|
| Type | Credit Union |
| Address | ALTUS, OK 73521 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OK |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01009/0703 |
|---|---|
| Date | May 21, 2008 |
| Book Page | 1009/0703 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OK |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01073/0941 |
|---|---|
| Date | Jan 4, 2012 |
| Book Page | 1073/0941 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OK |
| Recording Date | Aug 10, 2023 |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Document Number | 001266/697 |
| Book / Page | 1266 / 697 |
| Instrument Date | Aug 8, 2023 |
| Instrument | I-2023-002532 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $472.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OK |
| Recording Date | Jul 26, 2016 |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Document Number | 01150/0165 |
| Book / Page | 1150 / 0165 |
| Instrument Date | Jun 14, 2016 |
| Instrument | 2016-002112 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Document Number | 2016002113 |
|---|---|
| Date | Jul 26, 2016 |
| Instrument | 2016-002113 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OK |
| Recording Date | May 22, 2013 |
| Property Address | 3 UNION CIR, ALTUS, OK 73521-1044 |
| Document Number | 01100/0109 |
| Book / Page | 1100 / 0109 |
| Instrument Date | May 20, 2013 |
| Instrument | 2013-001783 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 2013001784 |
|---|---|
| Date | May 22, 2013 |
| Instrument | 2013-001784 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2043 |
Source: Jackson County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Jackson County |
| Unified School District | Altus Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,727 (-4.48%) Land $5,830 Building $28,897 | $289,389 (-4.48%) Land $48,580 Building $240,809 | |
| 2025 | $3,140.00 (-0.03%) | $36,356 (+0.17%) Land $5,830 Building $30,526 | $302,964 (+0.17%) Land $48,580 Building $254,384 |
| 2024 | $3,141.00 (+54.27%) | $36,293 (+51.94%) Land $5,830 Building $30,463 | $302,444 (+50.4%) Land $48,580 Building $253,864 |
| 2023 | $2,036.00 | $23,886 Land $5,863 Building $18,023 | $201,091 Land $48,860 Building $152,231 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTUS serves 18,717 people · EPA ID OK1011501 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2025 Treatment failure resolved · Jan 2024 Turbidity resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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