3 Twin Oaks Dr, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 3 Twin Oaks Dr, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,125 sqft · built 1985
Lot Size	2.25 acres (98,358 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2017)
Tax Bill	$7,238 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINM M:8C B:12`

Property Details

APN / Parcel Number

Primary APN	`WINM M:8C B:12`
Alternative APNs	`000144427` `D4232R`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	4,711 sqft
1st Floor Area	2,125 sqft
Basement Area	1,778 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,358 sqft (2.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	D4232R
Street Address	3 TWIN OAKS DR
City	WINDHAM
State	ME
Zip	04062-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Subdivision	HILLCREST SOUTH RESUB
Legal Block	12
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	2
Census Block	2004
Census Tract	4803

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 Twin Oaks Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 TWIN OAKS DR, WINDHAM, ME 04062-4769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
Oct 31, 2017	Warranty Deed, Transfer INFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Deed Document Number	201755712
Deed Book / Page	34426 / 230
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	3 TWIN OAKS DR, WINDHAM, ME 04062-4769
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376880173
Date	Jan 13, 2021
Book Page	37688/173
Instrument	2878

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Oct 31, 2017
Property Address	3 TWIN OAKS DR, WINDHAM, ME 04062-4769
Document Number	0344260230
Book / Page	034426 / 000230
Instrument Date	Oct 27, 2017
Instrument	55712
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	GATEWAY TITLE/ME

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 TWIN OAKS DR WINDHAM ME 040624769, WINDHAM, ME 04062-4769

Mortgage

Document Number	344260246
Date	Oct 31, 2017
Book Page	034426/000246
Instrument	55713

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Mortgage

Document Number	344260231,
Date	Oct 31, 2017
Book Page	034426/000231
Instrument	55713

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Twin Oaks Dr was $7,238, up 5.1% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,238.00 (+5.14%)	$600,200 (-) Land $154,100 Building $446,100
2024	$6,884.00 (+8.75%)	$600,200 (+6.19%) Land $154,100 Building $446,100
2023	$6,330.00 (+3.77%)	$565,200 (+7.58%) Land $143,200 Building $422,000
2022	$6,100.00	$525,400 Land $149,900 Building $375,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Twin Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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