3 Twilight Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 3 Twilight Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,536 sqft · built 1964
Lot Size	0.826 acres (36,000 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Jun 2018)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`371310A000`

Property Details

APN / Parcel Number

Primary APN	`371310A000`
Alternative APN	`2-0119-4471-00-0021.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	1,444 sqft
Basement Area	1,444 sqft
Finished Basement	1,092 sqft
Unfinished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,000 sqft (0.826 acres)
Lot Dimensions	180 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	744 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	371310A000
Street Address	3 TWILIGHT DR
City	SAINT PETERS
State	MO
Zip	63376-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WHISPERING HILLS #1 LOT 21
Legal Subdivision	WHISPERING HILLS #1
Legal Lot Number	21
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1006
Census Tract	311733

Owner

3 Twilight Dr is owned and occupied by two individuals who acquired it in February 2025.

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 TWILIGHT DR, SAINT PETERS, MO 63376-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jun 13, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on File
Deed Sale	Jun 13, 2018 · Amount on File
Prior Sale	Dec 19, 2016 · Amount on File
Deed Document Number	2018329810
Deed Book / Page	6933 / 997
Last Transfer Date	Feb 17, 2025
Transfer Doc	0000009472
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 TWILIGHT DR, SAINT PETERS, MO 63376-3655
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TWILIGHT DR, SAINT PETERS, MO 63376-3655

Mortgage

Document Number	0000057559
Date	Oct 21, 2022
Instrument	2022R-057559

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 TWILIGHT DR, SAINT PETERS, MO 63376-3655
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TWILIGHT DR, SAINT PETERS, MO 63376-3655

Mortgage

Document Number	0000032576
Date	Apr 13, 2021
Instrument	2021R-032576

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 13, 2018
Property Address	3 TWILIGHT DR, SAINT PETERS, MO 63376-3655
Document Number	0069330997
Book / Page	6933 / 0997
Map Reference	MB 338 PG 47
Instrument Date	Jun 8, 2018
Instrument	20180613000329810
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TWILIGHT DR, SAINT PETERS, MO 63376-3655

Mortgage

Document Number	20180613000329820
Date	Jun 13, 2018
Instrument	20180613000329820

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3 Twilight Dr was $3,074, down 0.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,795 (-)	$272,604 (-) Land $60,000 Building $212,604
2025	$3,074.00 (-0.87%)	$51,795	$272,604 Land $60,000 Building $212,604
2024	$3,101.00
2023		$50,800 (+31.85%)
2022	$2,524.00	$38,529	$267,369 (+31.85%) Land $50,000 Building $217,369
2021			$202,784 Land $50,000 Building $152,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Twilight Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Twilight Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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