3 Twilight Ct, Berlin, MD 21811 Property Records

Worcester County property record for 3 Twilight Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 1983
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Feb 2024)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-040240`

Property Details

APN / Parcel Number

Primary APN	`03-040240`
Alternative APN	`040240`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	040240
Street Address	3 TWILIGHT CT
City	BERLIN
State	MD
Zip	21811-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-09-628 9750 SQ FT TWILIGHT CT PL OCEAN PINES SEC 9
Legal Subdivision	OCEAN PINES
Legal Lot Number	628
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1009
Census Tract	951102

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 TWILIGHT CT, BERLIN, MD 21811-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Special Warranty Deed, Transfer · Conventional Mortgage NFM INC
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 3, 2017	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Transfer Doc	0042270581
Record Updated	Sep 20, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 28, 2024
Property Address	3 TWILIGHT CT, OCEAN PINES, MD 21811-1913
Document Number	0087150128
Book / Page	8715 / 128
Map Reference	MB FWH 13 FO 19
Instrument Date	Feb 13, 2024
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TWILIGHT CT, OCEAN PINES, MD 21811-1913

Mortgage

Document Number	0087150134
Date	Feb 28, 2024
Instrument	8715-0134

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	3 TWILIGHT CT, OCEAN PINES, MD 21811-1913
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078700099
Date	Dec 11, 2020
Book Page	7870/99

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 3, 2017
Property Address	3 TWILIGHT CT, OCEAN PINES, MD 21811-1913
Document Number	0070850481
Book / Page	7085 / 481
Map Reference	MB FWH13 FO19
Instrument Date	Sep 29, 2017
Instrument	7085-481
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CAPITOL TITLE INS AGNECY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TWILIGHT CT, BERLIN, MD 21811-1913

Mortgage

Document Number	0007085488
Date	Oct 3, 2017
Instrument	7085-488

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,400 (+13.39%)	$294,500 (-) Land $93,500 Building $201,000
2025	$2,144.00 (+44.77%)	$232,300 (+26.2%)	$294,500 (+46.37%) Land $93,500 Building $201,000
2023	$1,481.00 Homeowner's exemption	$184,067	$201,200 Land $79,500 Building $121,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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