3 Tupelo Parc Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Tupelo Parc Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,615 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (May 2007)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A962000439`

Property Details

APN / Parcel Number

Primary APN	`A962000439`
Alternative APN	`2-0066-7237-00-0280.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,615 sqft Living Area
Gross Area	3,570 sqft
1st Floor Area	1,085 sqft
Basement Area	1,006 sqft
Finished Basement	500 sqft
Unfinished Basement	506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000439
Street Address	3 TUPELO PARC CT
City	O FALLON
State	MO
Zip	63368-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRYWOOD PARC #1 LOT 280
Legal Subdivision	CHERRYWOOD PARC #1
Legal Lot Number	280
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	4
Census Block	4007
Census Tract	311735

Owner

3 Tupelo Parc Ct is owned and occupied by an individual who acquired it in December 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3 TUPELO PARC CT, O FALLON, MO 63368-6602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUSEY BANK
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2007 · Amount on File
Deed Sale	May 1, 2007 · Amount on File
Prior Sale	Nov 2, 2004 · Amount on File
Deed Document Number	2007356740
Deed Book / Page	4742 / 1627
Last Transfer Date	Dec 4, 2019
Transfer Doc	0000716130
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 TUPELO PARC CT, O FALLON, MO 63368-6602
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TUPELO PARC CT, O FALLON, MO 63368-6602

Mortgage

Document Number	0000062673
Date	Nov 22, 2022
Instrument	2022R-062673

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 14, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Type Change Date	Nov 14, 2027
Change Frequency	Annually
Min Rate At Change	4.74%
Max Rate At Change	11.7%
Index	1-Year T-Bill
Max Rate	11.7%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 12, 2019
Property Address	3 TUPELO PARC CT, O FALLON, MO 63368-6602
Document Number	0071980824
Book / Page	007198 / 000824
Instrument Date	Dec 4, 2019
Instrument	716130
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TUPELO PARC CT O FALLON MO 633686602, O FALLON, MO 63368-6602

Tax Assessment & Valuation

The 2025 property tax bill for 3 Tupelo Parc Ct was $4,396.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,493 (-)	$360,491 (-) Land $60,000 Building $300,491
2025	$4,396.00	$68,493	$360,491 Land $60,000 Building $300,491
2023		$65,113
2022			$342,698 Land $50,000 Building $292,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Tupelo Parc Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Tupelo Parc Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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