3 Tumlin Ct, Durham, NC 27703 Property Records

Durham County property record for 3 Tumlin Ct, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$126,242 (Sep 2009)
Tax Bill	$3,152 (2026)
Deeds & Mortgages	May 2023 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0851-68-4541`

Property Details

APN / Parcel Number

Primary APN	`0851-68-4541`
Alternative APNs	`0851-68-45-4189` `085102684552` `167851`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Heated Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3 TUMLIN CT
City	DURHAM
State	NC
Zip	27703-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.490
Legal Description	RIDGEWD/RIDGEFLD/PH:01/S- C/LT#143 PL:000142-000072
Legal Subdivision	RIDGEWD/RIDGEFLD
Legal Phase	1
Legal Lot Number	143
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1021
Census Tract	1806

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 TUMLIN CT, DURHAM, NC 27703-2756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 15, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 16, 2018	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2009 · Amount on File
Deed Sale	Sep 10, 2009 · Amount on File
Prior Sale	Jun 30, 1999 · Amount on File
Deed Book / Page	6320 / 376
Prior Transfer Date	Aug 28, 2009
Prior Transfer Doc	0063200376
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 TUMLIN CT, DURHAM, NC 27703-2756
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099200419
Date	May 22, 2023
Book Page	9920/419
Instrument	2023062287

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 TUMLIN CT, DURHAM, NC 27703-2756
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094790208
Date	Sep 29, 2021
Book Page	9479/208
Instrument	2021049711

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 TUMLIN CT, DURHAM, NC 27703-2756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090670953
Date	Sep 15, 2020
Book Page	9067/953
Instrument	2020038814

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 TUMLIN CT, DURHAM, NC 27703-2756
Document Number	0083670691
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TUMLIN CT DURHAM NC 277032756, DURHAM, NC 27703-2756

Mortgage

Document Number	0083670691
Date	Feb 20, 2018
Book Page	008367/000691
Instrument	5446

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,152.00 (+2.54%)	$310,192 (-) Land $74,375 Building $235,817	$310,192 (-) Land $74,375 Building $235,817
2025	$3,074.00 (+46.87%)	$310,192 (+94.11%) Land $74,375 Building $235,817	$310,192 (+94.11%) Land $74,375 Building $235,817
2023	$2,093.00 (+2.35%)	$159,800 Land $35,610 Building $124,190	$159,800 Land $35,610 Building $124,190
2022	$2,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1996–2016)
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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