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3 True Point Cir, Elgin, SC 29045 Property Records

Richland County property record for 3 True Point Cir, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,917 sqft · built 2002
Lot Size0.81 acres (35,284 sqft)
OwnerIndividual Name on File
Last Sale$436,500 (Apr 2019)
Tax Bill$4,529 (2025)
Deeds & MortgagesMay 2020 Mortgage
Apr 2019 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN25811-01-19

Property Details

APN / Parcel Number

Primary APN25811-01-19
Alternative APNs
  • R25811-01-19
  • 01675208

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,917 sqft Heated Area
Gross Area5,819 sqft
1st Floor Area2,497 sqft
AtticAttic
Attic Area166 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area35,284 sqft (0.81 acres)
Garage Area529 sqft
Parking Spaces4 Parking Spaces
PorchScreened Porch
Porch Area757 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01675208
Street Address3 TRUE POINT CIR
CityELGIN
StateSC
Zip29045-9390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 25 73.4X11X267.7X99.5X138.7X195 #SU GREENHILL PARISH PHASE 1 #PR RB499-2204/2205 2119-645
Legal SubdivisionGREENHILL PARISH
Legal Phase1
Legal Lot Number25,73
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2015
Census Tract11407

Owner

Source: Richland County records · APN 25811-01-19

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 TRUE POINT CIR, ELGIN, SC 29045-9390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE AFFINITY LLC
Apr 09, 2019Warranty Deed, Subdivision Related Transfer · Line of Credit
GUARANTEED RATE AFFINITY LLC
Mar 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2019 · Amount on Record
Deed SaleApr 09, 2019 · Amount on Record
Prior SaleMar 19, 2019 · Amount on Record
Deed Document Number201923904
Deed Book / Page2384 / 2084
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address3 TRUE POINT CIR, ELGIN, SC 29045-9390
Document Number2497/3893
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 TRUE POINT CIR ELGIN SC 290459390, ELGIN, SC 29045-9390

Mortgage

Document Number2497/3893
DateJun 14, 2020
Book Page002497/003893
Instrument27603
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 13, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateApr 09, 2019
Property Address3 TRUE POINT CIR, ELGIN, SC 29045-9390
Document Number2384/2084
Book / Page002384 / 002084
Instrument DateMar 13, 2019
Instrument23904
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,615.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 TRUE POINT CIR ELGIN SC 290459390, ELGIN, SC 29045-9390

Mortgage

Document Number2384/2088
DateApr 09, 2019
Book Page002384/002088
Instrument23905
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 08, 2049
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateMar 19, 2019
Property Address3 TRUE POINT CIR, ELGIN, SC 29045-9390
Document Number2379/0703
Book / Page002379 / 000703
Instrument DateFeb 15, 2019
Instrument18347
Transaction TypeTransfer
Record UpdatedApr 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,615.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 TRUE POINT CIR ELGIN SC 290459390, ELGIN, SC 29045-9390
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,529.00 (+14.95%)$502,000 (+2,775.14%)$542,100 (+24.19%) Land $44,000 Building $498,100
2023$3,940.00 (-0.96%)$17,460 (-)$436,500 (-)
2021$3,978.00$17,460$436,500 Land $40,000 Building $396,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 296 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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