Warwick City property record for 3 Tropical Ct, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,294 sqft · built 1956 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2017) |
| Tax Bill | $4,798 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Apr 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26804460000 |
| Primary APN | 26804460000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 574 sqft |
| Unfinished Basement | 574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,975 sqft (0.229 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 122590 |
|---|---|
| Street Address | 3 TROPICAL CT |
| City | WARWICK |
| State | RI |
| Zip | 02886-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 446 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 22100 |
3 Tropical Ct is owned and occupied by two individuals who acquired it in November 2020.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 TROPICAL CT, WARWICK, RI 02886-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 17, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 24, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance NFM LENDING |
| Jul 21, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on File |
| Deed Sale | Jul 21, 2017 · Amount on File |
| Prior Sale | Aug 19, 2003 · Amount on File |
| Deed Document Number | 201710586 |
| Deed Book / Page | 8862 / 200 |
| Last Transfer Date | Nov 19, 2020 |
| Transfer Doc | 9678-162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 3 TROPICAL CT, WARWICK, RI 02886-2131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010011-168 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 10011/168 |
| Instrument | 23120 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 3 TROPICAL CT, WARWICK, RI 02886-2131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010665-244 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 10665/244 |
| Instrument | 3914 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Nov 24, 2020 |
| Property Address | 3 TROPICAL CT, WARWICK, RI 02886-2131 |
| Document Number | 9678-162 |
| Book / Page | 9678 / 162 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 18805 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 TROPICAL CT, WARWICK, RI 02886-2131 |
| Document Number | 9678-164 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 9678/164 |
| Instrument | 18806 |
| Name | NFM LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 21, 2017 |
| Property Address | 3 TROPICAL CT, WARWICK, RI 02886-2131 |
| Document Number | 8862-200 |
| Book / Page | 8862 / 200 |
| Instrument | 10586 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $38.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3 Tropical Ct was $4,798.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,798.00 | $377,800 Land $115,700 Building $262,100 | |
| 2024 | $382,850 | ||
| 2023 | $4,484.00 (+4.64%) | $316,000 (+38.11%) Land $100,500 Building $215,500 | |
| 2022 | $4,285.00 | $228,800 Land $68,200 Building $160,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Tropical Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Tropical Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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