3 Topsail Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 3 Topsail Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 6,870 sqft · built 1933
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$2,626,000 (Sep 2001)
Tax Bill	$125,982 (2025)
Flood Zone	Zone X (minimal risk)
APN	`551400 153-14-1-48`

Property Details

APN / Parcel Number

Primary APN	`551400 153-14-1-48`
Alternative APN	`140015301400010480000000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,870 sqft Living Area
1st Floor Area	3,709 sqft
2nd Floor Area	3,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Colonial
Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Street Address	3 TOPSAIL LN
City	RYE
State	NY
Zip	10580-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION PROPERTY HOBARD FORD
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2014
Census Tract	7600

Owner

Source: Westchester County and Rye City records · APN 551400 153-14-1-48

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 TOPSAIL LN, RYE, NY 10580-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2001 · Amount on Record
Deed Sale	Sep 10, 2001 · Amount on Record
Deed Document Number	2001412410383
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$125,982.00	$78,000 (-) Land $16,400 Building $61,600	$6,610,170 (+6.78%) Land $1,389,831 Building $5,220,339
2024		$78,000 (-) Land $16,400 Building $61,600	$6,190,476 (+2.38%) Land $1,301,587 Building $4,888,889
2023		$78,000 Land $16,400 Building $61,600	$6,046,512 Land $1,271,318 Building $4,775,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190076002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Nearby Flood Policies	134 in force
Nearby Flood Claims	356 (1978–2024)
Claims Outside the SFHA	94 of 356
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 59 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 41 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 71 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Communications Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.