3 Tinker Bluff Ct, Setauket (East Setauket), NY 11733 Property Records

Suffolk County and Brookhaven Town property record for 3 Tinker Bluff Ct, Setauket, NY 11733

Property Summary

Property Type	Single Family Home
Lot Size	0.92 acres (40,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,500 (Oct 1997)
Tax Bill	$30,304 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0205-004.00-02.00-003.029`

Property Details

APN / Parcel Number

Primary APN	`0205-004.00-02.00-003.029`
Alternative APNs	`472209 004.00-02-003.029` `220900400000020030290000` `00000649244` `0000649244` `649244`

Exterior

Lot Area	40,074 sqft (0.92 acres)
View / Lot	Lake Front

Location & Zoning

Account Number	649244
Street Address	3 TINKER BLUFF CT
City	SETAUKET
State	NY
Zip	11733-4051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MP OF TINKER BLUFF 8589 LOT 24
Legal Subdivision	TINKER BLUFF
Legal Block	4000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	3
Census Block	3002
Census Tract	158001

Owner

Source: Suffolk County and Brookhaven Town records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 TINKER BLUFF CT, SETAUKET, NY 11733-4051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1997 · Amount on Record
Deed Sale	Oct 29, 1997 · Amount on Record
Deed Book / Page	11859 / 442
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jul 17, 2026
Property Address	3 TINKER BLUFF CT, SETAUKET, NY 11733-4051
Document Number	2373000096
Book / Page	23738 / 96
Instrument Date	Apr 15, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TINKER BLUFF CT, SETAUKET, NY 11733-4051

Mortgage

Document Number	2373000096,
Date	Jul 17, 2026
Book Page	23738/96

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Municipality	Poquott Village
Unified School District	Three Village Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,740 (-) Land $500 Building $7,240	$1,612,500 (+11,150.26%) Land $94,340 Building $1,366,038
2024	$30,304.00
2023		$7,740 Land $500 Building $7,240	$14,333 Land $926 Building $13,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	15 (1983–2024)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20