3 Timber Ln, Geneseo, IL 61254 Property Records

Henry County property record for 3 Timber Ln, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,252 sqft · built 1974
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2026)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-19-301-003`

Property Details

APN / Parcel Number

Primary APN	`03-19-301-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	939 sqft
Finished Basement	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	63,598 sqft (1.46 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3 TIMBER LN
City	GENESEO
State	IL
Zip	61254-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TIMBERBROOK EST 1ST W SW SEC 19 T18N R3E
Legal Range	03E
Legal Township	18N
Legal Section	19
Legal Subdivision	TIMBERBROOK EST
Legal Block	301
Legal Lot Number	3
Jurisdiction	HENRY IL
Township / Civil Division	PHENIX
Census Block Group	3
Census Block	3006
Census Tract	30203

Owner

Source: Henry County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 TIMBER LN, GENESEO, IL 61254-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FAMILY CU
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Aug 28, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 12, 2019	Deed of Trust, Mortgage CENTRAL BK/IL
Apr 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	20261926
Prior Transfer Date	Feb 2, 2025
Prior Transfer Doc	0000001054
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	3 TIMBER LN, GENESEO, IL 61254-9500
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TIMBER LN, GENESEO, IL 61254-9500

Mortgage

Document Number	0000004075
Date	Aug 15, 2025
Instrument	20-2504075

Lender

Name	THE FAMILY CU
Type	Credit Union
Address	DAVENPORT, IA 52806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Apr 30, 2035

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 23, 2026
Property Address	3 TIMBER LN, GENESEO, IL 61254-9500
Document Number	0000001926
Instrument Date	Apr 10, 2026
Instrument	20261926
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,722.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 TIMBER LN, GENESEO, IL 61254-9500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001927,
Date	Apr 23, 2026
Instrument	20261927

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Aug 28, 2023
Property Address	3 TIMBER LN, GENESEO, IL 61254-9500
Document Number	0000003841
Instrument Date	Aug 21, 2023
Instrument	20-2303841
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 TIMBER LN, GENESEO, IL 61254-9500

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	3 TIMBER LN, GENESEO, IL 61254-9500
Document Number	0000001825
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TIMBER LN GENESEO IL 612549500, GENESEO, IL 61254-9500

Mortgage

Document Number	0000001825
Date	Apr 22, 2019
Instrument	1825

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 21, 2024

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 1, 2019
Property Address	3 TIMBER LN, GENESEO, IL 61254-9500
Document Number	0000001420
Instrument Date	Mar 28, 2019
Instrument	1420
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$266.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TIMBER BROOK LN GENESEO IL 61254, GENESEO, IL 61254

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Phenix Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,596.00 (+3.23%) Homeowner's exemption Senior Citizen's exemption	$83,552 (+4.7%) Land $13,130 Building $70,422	$250,656 (+4.7%) Land $39,390 Building $211,266
2024	$5,421.00 (+29.07%)	$79,802 (+17.72%) Land $12,541 Building $67,261	$239,406 (+17.72%) Land $37,623 Building $201,783
2022		$67,788 Land $10,653 Building $57,135	$203,364 Land $31,959 Building $171,405
2021	$4,200.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2009)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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