Middlesex County and Acton Town property record for 3 Thoreau Rd, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,918 sqft Living Area |
| Lot Size | 33,800 sqft (0.776 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $695,000 (2025) |
| Tax Bill | $12,255.00 (2025) |
Source: Middlesex County and Acton Town records · APN ACTO M:00G4 B:0146 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment TD BANK NA |
| Aug 29, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 01, 2025 | Quit Claim Arm's Length for NE States, Transfer · Conventional Mortgage WASHINGTON TRUST MORTGAGE CO |
| May 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Mar 09, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage BAR HARBOR BANK & TRUST CO |
| Mar 29, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE EQUITY PTRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Mar 09, 2021 · Amount on Record |
| Deed Book / Page | 84682 / 449 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082102-228 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 82102/228 |
| Instrument | 117190 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083182-269 |
|---|---|
| Date | Aug 29, 2024 |
| Book Page | 83182/269 |
| Instrument | 97706 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 01, 2025 |
| Property Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Document Number | 084682-449 |
| Book / Page | 84682 / 449 |
| Instrument Date | Oct 01, 2025 |
| Instrument | 119073 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Document Number | 0000119074 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 119074 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74678-399 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 74678/399 |
| Instrument | 73388 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Mar 09, 2021 |
| Property Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Document Number | 077169-158 |
| Book / Page | 77169 / 158 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 51827 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 GROTON ST, PEPPERELL, MA 01463-1525 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051829 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 51829 |
| Name | BAR HARBOR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Mar 29, 2019 |
| Property Address | 3 THOREAU RD, ACTON, MA 01720-5511 |
| Document Number | 72395-315 |
| Book / Page | 072395 / 000315 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 39117 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 THOREAU RD ACTON MA 017205511, ACTON, MA 01720-5511 |
| Document Number | 72395-317 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 072395/000317 |
| Instrument | 39118 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,255.00 (+4.62%) | $714,600 (+1.69%) Land $353,500 Building $361,100 | $704,140 (-4.24%) |
| 2024 | $11,714.00 (+2.85%) | $702,700 (+8.34%) Land $353,500 Building $349,200 | $735,300 |
| 2023 | $11,389.00 | $648,600 Land $321,400 Building $327,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | ACTO M:00G4 B:0146 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 3,266 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 33,800 sqft (0.776 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3 THOREAU RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-5511 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 146 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 363104 |
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