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3 Thomas St, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 3 Thomas St, Camden, ME 04843

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,394 sqft · built 1920
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$411,000 (Oct 2023)
Tax Bill$3,885 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:114 L:083

Property Details

APN / Parcel Number

Primary APNM:114 L:083
Alternative APNs
  • CAMD M:114 B:083 L:000 U:000
  • 704

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,394 sqft Living Area
Gross Area2,500 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number704
Street Address3 THOMAS ST
CityCAMDEN
StateME
Zip04843-4321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block83
JurisdictionCAMDEN ME
Township / Civil DivisionCAMDEN
Census Block Group5
Census Block5022
Census Tract970200

Owner

Source: Knox County and Camden Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 THOMAS ST, CAMDEN, ME 04843-4321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2025Deed of Trust, Mortgage · ARM
1ST NATIONAL BANK
Oct 24, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
1ST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Deed Document Number20238176
Deed Book / Page6064 / 110
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN ME
Property Address3 THOMAS ST, CAMDEN, ME 04843-4321
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062040136
DateFeb 20, 2025
Book Page6204/136
Instrument2025-1167
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMar 1, 2030
Margin3

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN ME
Recording DateOct 24, 2023
Property Address3 THOMAS ST, CAMDEN, ME 04843-4321
Document Number0060640110
Book / Page6064 / 110
Instrument DateOct 6, 2023
Instrument2023-8176
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0020238177
DateOct 24, 2023
Instrument2023-8177
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateNov 1, 2030
Max Rate At Change3%
Index1-Year CMT
Margin3

Tax Assessment & Valuation

Source: Knox County and Camden Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKnox County
County SubdivisionCamden Town
Secondary School DistrictFive Town Community School District (09 - 12)
Elementary School DistrictSchool Administrative District 28 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,885.00 (+9.53%)$337,800 (-) Land $114,000 Building $223,800
2024$3,547.00 (+4.69%)$337,800 (+31.59%) Land $114,000 Building $223,800
2022$3,388.00$256,700 Land $48,100 Building $208,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY CAMDEN & ROCKLAND
private · serves 21,315 people · EPA ID ME0090300
Water SourceSurface water
Last State InspectionJul 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Tidewater O.P.E.N..

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