Somerset County and Bridgewater Township property record for 3 Thomas St, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,938 sqft · built 1974 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Sep 2022) |
| Tax Bill | $9,392 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00309-0000-00004 |
| Primary APN | 06-00309-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,938 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | S001 |
|---|---|
| Street Address | 3 THOMAS ST |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | SUNNYSIDE TER/FINDERNE |
| Legal Block | 309 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 51000 |
3 Thomas St is owned and occupied by two individuals who bought it in September 2022.
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 THOMAS ST, BRIDGEWATER, NJ 08807-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Prior Sale | Nov 29, 2007 · Amount on File |
| Deed Document Number | 202238504 |
| Deed Book / Page | 7468 / 3403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 12, 2022 |
| Property Address | 3 THOMAS ST, BRIDGEWATER, NJ 08807-3224 |
| Document Number | 0000038504 |
| Book / Page | 7468 / 3403 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022038504 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21450 WHITEHALL TER, 21450, QUEENS VILLAGE, NY 11427-1829 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3 THOMAS ST, BRIDGEWATER, NJ 08807-3224 |
| Document Number | 0000038505 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022038505 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3 THOMAS ST, BRIDGEWATER, NJ 08807-3224 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000071964 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 7409/1111 |
| Instrument | 2021071964 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 3 Thomas St was $9,392, up 1.1% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,800 (+10.45%) Land $228,800 Building $304,000 | $532,800 (+10.45%) Land $228,800 Building $304,000 | |
| 2025 | $9,392.00 (+1.11%) | $482,400 Land $208,800 Building $273,600 | $482,400 Land $208,800 Building $273,600 |
| 2024 | $9,289.00 | ||
| 2023 | $435,200 Land $208,800 Building $226,400 | $435,200 Land $208,800 Building $226,400 | |
| 2022 | $8,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Thomas St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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