Essex County and Beverly City property record for 3 Thomas Rd, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,840 sqft · built 1960 |
| Lot Size | 0.729 acres (31,755 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Apr 2019) |
| Tax Bill | $7,223 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R22 |
| Primary APN | R22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 3,327 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,755 sqft (0.729 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8000 |
|---|---|
| Street Address | 3 THOMAS RD |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Block | 40 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 217601 |
3 Thomas Rd is owned and occupied by an individual who bought it in April 2019.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 THOMAS RD, BEVERLY, MA 01915-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS BANK & TRUST |
| Nov 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS BANK & TRUST |
| Apr 19, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on File |
| Deed Sale | Apr 19, 2019 · Amount on File |
| Prior Sale | Sep 4, 1985 · Amount on File |
| Deed Book / Page | 37452 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 3 THOMAS RD, BEVERLY, MA 01915-2021 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0040240-21 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 40240/21 |
| Instrument | 20210901005270 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 3 THOMAS RD, BEVERLY, MA 01915-2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39139-358 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 39139/358 |
| Instrument | 20201103004460 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Apr 19, 2019 |
| Property Address | 3 THOMAS RD, BEVERLY, MA 01915-2021 |
| Document Number | 37452-300 |
| Book / Page | 37452 / 300 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 20190419004160 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 THOMAS RD, BEVERLY, MA 01915-2021 |
| Document Number | 190419004170 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 190419004170 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3 Thomas Rd was $7,223, up 5.9% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,223.00 (+5.86%) | $657,200 (+8.16%) Land $419,300 Building $237,900 | $681,340 |
| 2024 | $6,823.00 (+6.39%) | $607,600 (+6.69%) Land $369,700 Building $237,900 | |
| 2023 | $6,413.00 | $569,500 Land $331,600 Building $237,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Thomas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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