3 Third St N, Oakwood, OH 45873 Property Records

Paulding County property record for 3 Third St N, Oakwood, OH 45873

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jun 2023)
Tax Bill	$376 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04S-006-00`

Property Details

APN / Parcel Number

Primary APN	`10-04S-006-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	THIRD ST N
City	OAKWOOD
State	OH
Zip	45873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 9 COOPER PARCELS OAKWOOD VILL
Legal Subdivision	COOPERS PARCELS
Jurisdiction	PAULDING OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2017
Census Tract	960500

Owner

3 Third St N is owned by two individuals who bought it in June 2023.

Source: Paulding County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 N 3RD ST, OAKWOOD, OH 45873-9653
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 26, 2023	Warranty Deed, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Sep 13, 2022	Fiduciary Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Sep 13, 2022 · Amount on File
Deed Document Number	20231322
Deed Book / Page	613 / 2242
Prior Transfer Date	May 23, 2007
Prior Transfer Doc	00521/1820
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	THIRD ST N, OAKWOOD, OH 45873
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00610/2167
Date	Nov 15, 2022
Book Page	610/2167
Instrument	202200002868

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Jun 26, 2023
Property Address	THIRD ST N, OAKWOOD, OH 45873
Document Number	00613/2242
Book / Page	613 / 2242
Map Reference	VOL 1 PG 243
Instrument Date	Jun 2, 2023
Instrument	202300001322
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 N 3RD ST, OAKWOOD, OH 45873-9653

Mortgage

Document Number	202300001323
Date	Jun 26, 2023
Instrument	202300001323

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PAULDING OH
Recording Date	Sep 13, 2022
Property Address	THIRD ST N, OAKWOOD, OH 45873
Document Number	00609/2263
Book / Page	609 / 2263
Map Reference	VOL 1 PG 243
Instrument Date	Sep 6, 2022
Instrument	202200002322
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 3RD ST, OAKWOOD, OH 45873-9653

Mortgage

Document Number	202200002323
Date	Sep 13, 2022
Instrument	202200002323

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3 Third St N was $376, up 9.3% from the year before.

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Brown Township
Municipality	Oakwood Village
Unified School District	Paulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$376.00 (+9.3%)	$8,610 (+14.8%) Land $2,520 Building $6,090	$24,600 Land $7,200 Building $17,400
2024	$344.00 (+5.85%)	$7,500 (-) Land $2,210 Building $5,290
2023	$325.00 (-2.99%)	$7,500 (-) Land $2,210 Building $5,290
2022	$335.00	$7,500 Land $2,210 Building $5,290	$21,400 Land $6,300 Building $15,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Third St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (1981–2008)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2008 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Third St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKWOOD VILLAGE PWS serves 727 people · EPA ID OH6300312
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Jul 2023
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100

May also be available: TDS Telecom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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All Third St N Property Records

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