3 Thatcher Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 3 Thatcher Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,850 sqft · built 1984
Lot Size	0.266 acres (11,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (Sep 2018)
Tax Bill	$13,265 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-01250-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`05-01250-0000-00029`
Alternative APNs	`050125000029` `00028181`

Interior

Building Area	1,850 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,583 sqft (0.266 acres)
Lot Dimensions	117 ft deep x 99 ft wide

Location & Zoning

Account Number	00028181
Street Address	3 THATCHER CT
City	EDISON
State	NJ
Zip	08820-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	99X117
Legal Subdivision	WOODBROOKE CORNERS SEC 5
Legal Block	1250
Legal Lot Number	29
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3001
Census Tract	1414

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 THATCHER CT, EDISON, NJ 08820-2948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
May 22, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Sep 26, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 1, 2018	Grant Deed, Transfer COUNSELLORS TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	201884418
Deed Book / Page	17307 / 777
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 THATCHER CT, EDISON, NJ 08820-2948
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078329
Date	Dec 18, 2025
Book Page	19907/1023
Instrument	2025078329

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	MOUNTAINSIDE, NJ 07092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 THATCHER CT, EDISON, NJ 08820-2948
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021031164
Date	Mar 4, 2021
Book Page	18321/92
Instrument	2021031164

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 THATCHER CT, EDISON, NJ 08820-2948
Document Number	0000064805
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 THATCHER CT EDISON NJ 088202948, EDISON, NJ 08820-2948

Mortgage

Document Number	0000064805
Date	Jul 22, 2020
Book Page	017952/000714
Instrument	64805

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 THATCHER CT, EDISON, NJ 08820-2948
Document Number	0000048895
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 THATCHER CT EDISON NJ 088202948, EDISON, NJ 08820-2948

Mortgage

Document Number	0000048895
Date	Jun 8, 2020
Book Page	017898/001754
Instrument	48895

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Adjustable Rate

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 26, 2018
Property Address	3 THATCHER CT, EDISON, NJ 08820-2948
Document Number	201800084418
Book / Page	17307 / 0777
Map Reference	MAP4863 FILE970
Instrument Date	Sep 6, 2018
Instrument	201800084418
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 SCHUYLER DR, 96, EDISON, NJ 08817-3560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 THATCHER CT, EDISON, NJ 08820-2948

Mortgage

Document Number	201800084419
Date	Sep 26, 2018
Instrument	201800084419

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 1, 2018
Property Address	3 THATCHER CT, EDISON, NJ 08820-2948
Document Number	0000040073
Book / Page	017170 / 000076
Instrument Date	Jul 28, 2017
Instrument	40073
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	96 SCHUYLER DR EDISON NJ 088173560, EDISON, NJ 08817-3560

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,900 (-) Land $95,100 Building $127,800	$222,900 (-) Land $95,100 Building $127,800
2025	$13,265.00 (-0.03%)	$222,900 (-) Land $95,100 Building $127,800	$222,900 (-) Land $95,100 Building $127,800
2024	$13,269.00 (+0.51%)
2023		$222,900 Land $95,100 Building $127,800	$222,900 Land $95,100 Building $127,800
2022	$13,202.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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