3 Thames St, Newport, RI 02840 Property Records

Newport City property record for 3 Thames St, Newport, RI 02840

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	1 ba · 2,663 sqft · built 1970
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$400,000 (May 2017)
Tax Bill	$6,545 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2022 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R03236`

Property Details

APN / Parcel Number

Primary APN	`R03236`
Alternative APN	`NEWP M:017 B:0001`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,663 sqft Total Area
Gross Area	5,370 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1982
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R03236
Street Address	3 THAMES ST
City	NEWPORT
State	RI
Zip	02840-2538
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	R10
Legal Subdivision	HOWARD ST
Legal Block	1
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	3
Census Block	3008
Census Tract	41100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 Thames St, a commercial property, is owned by a company that bought it in May 2017.

Source: Newport City records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	3 THAMES ST, NEWPORT, RI 02840-2538
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Dec 29, 2017	Quit Claim Deed, Transfer Quitclaim
May 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Feb 2, 2007 · Amount on File
Deed Document Number	2017111403
Deed Book / Page	2673 / 279
Transfer Doc	2718-78
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	3 THAMES ST, NEWPORT, RI 02840-2538
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003295-312
Date	Feb 19, 2026
Book Page	3295/312
Instrument	159933

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	3 THAMES ST, NEWPORT, RI 02840-2538
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003112-71
Date	Oct 7, 2022
Book Page	3112/71
Instrument	145004

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWPORT RI
Recording Date	Dec 29, 2017
Property Address	3 THAMES ST, NEWPORT, RI 02840-2538
Document Number	2718-78
Book / Page	002718 / 000078
Instrument Date	Dec 29, 2017
Instrument	47
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 THAMES ST NEWPORT RI 028402538, NEWPORT, RI 02840-2538

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	May 26, 2017
Property Address	3 THAMES ST, NEWPORT, RI 02840-2538
Document Number	2673-279
Book / Page	002673 / 000279
Instrument Date	May 25, 2017
Instrument	111403
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 THAMES ST NEWPORT RI 028402538, NEWPORT, RI 02840-2538

Tax Assessment & Valuation

The 2025 property tax bill for 3 Thames St was $6,545.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,545.00	$607,700 Land $358,900 Building $248,800
2023	$7,733.00 (+3.26%)	$519,700 (-) Land $312,900 Building $206,800
2022	$7,489.00	$519,700 Land $312,900 Building $206,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Thames St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	294 units insured incl. 169 condo units
Nearby Flood Claims	30 (1978–2022)
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Thames St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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