Monmouth County and Freehold Township property record for 3 Thames Dr, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,473 sqft · built 1963 |
| Lot Size | 0.584 acres (25,422 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $13,844 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00071-18-00010 |
| Primary APN | 17-00071-18-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,473 sqft Living Area |
| 1st Floor Area | 1,231 sqft |
| Upper Floors Area | 1,242 sqft |
| Basement Area | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,422 sqft (0.584 acres) |
| Lot Dimensions | 223 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 990 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 2770000 |
|---|---|
| Street Address | 3 THAMES DR |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Subdivision | STONEHURST/FREEHOLD SEC 04-A |
| Legal Block | 71.18 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 810504 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 THAMES DR, FREEHOLD, NJ 07728-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Mar 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 16, 2011 |
| Transfer Doc | 0088851100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 THAMES DR, FREEHOLD, NJ 07728-2753 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3 THAMES DR, FREEHOLD, NJ 07728-2753 |
| Document Number | 0096566172 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 9656/6172 |
| Instrument | 2023057460 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 THAMES DR, FREEHOLD, NJ 07728-2753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094925494 |
|---|---|
| Date | Mar 20, 2021 |
| Book Page | 9492/5494 |
| Instrument | 2021043961 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $830,600 (+2.11%) Land $369,600 Building $461,000 | $830,600 (+2.11%) Land $369,600 Building $461,000 | |
| 2025 | $13,844.00 (+7.67%) | $813,400 (+22.85%) Land $359,600 Building $453,800 | $813,400 (+22.85%) Land $359,600 Building $453,800 |
| 2024 | $12,858.00 (+11.37%) | ||
| 2023 | $662,100 Land $276,400 Building $385,700 | $662,100 Land $276,400 Building $385,700 | |
| 2022 | $11,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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