3 Tea Kettle Trl, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 3 Tea Kettle Trl, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 2012
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,263 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:096 B:073-G`

Property Details

APN / Parcel Number

Primary APN	`M:096 B:073-G`
Alternative APNs	`YORK M:0096 B:0073-G` `010160` `10160`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	1,120 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,975 sqft (3.42 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10160
Street Address	3 TEA KETTLE TRL
City	CAPE NEDDICK
State	ME
Zip	03902-7997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KAREN M MOULTON
Legal Block	73-G
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	2
Census Block	2027
Census Tract	36002

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 TEA KETTLE TRL, CAPE NEDDICK, ME 03902-7997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Jul 3, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAMDEN NATIONAL BANK
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Nov 14, 2017	Deed of Trust, Mortgage TD BANK NA
Mar 30, 2018	Quit Claim Deed, Transfer GATEWAY TITLE/ME

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Recording Date	Jul 27, 2026
Property Address	3 TEA KETTLE TRL, CAPE NEDDICK, ME 03902-7997
Document Number	0000026406
Book / Page	19955 / 854
Instrument Date	Jul 24, 2026
Instrument	202626406
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TEA KETTLE TRL, CAPE NEDDICK, ME 03902-7997

Mortgage

Document Number	0000026406,
Date	Jul 27, 2026
Book Page	19955/854
Instrument	202626406

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2033

Interest

Rate	6.49%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	3 TEA KETTLE TRL, CAPE NEDDICK, ME 03902-7997
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192670211
Date	Jul 3, 2023
Book Page	19267/211
Instrument	2023018457

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	3 TEA KETTLE TRL, CAPE NEDDICK, ME 03902-7997
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189350039
Date	Jan 24, 2022
Book Page	18935/39
Instrument	2022003777

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	3 TEA KETTLE TRL, CAPE NEDDICK, ME 03902-7997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176040269
Date	Nov 14, 2017
Book Page	17604/0269
Instrument	2017048630

Lender

Name	TD BANK NA

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Mar 30, 2018
Property Address	3 TEA KETTLE TRL, CAPE NEDDICK, ME 03902-7997
Document Number	0176850773
Book / Page	017685 / 000773
Instrument Date	Mar 26, 2018
Instrument	11706
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	GATEWAY TITLE/ME

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,263.00 (+12.77%)	$637,900 (+14.81%) Land $143,800 Building $494,100
2024	$4,667.00 (+3.87%)	$555,600 (+4.5%) Land $143,800 Building $411,800
2023	$4,493.00 (-5.31%)	$531,700 (-4.2%) Land $119,900 Building $411,800	$492,005
2022	$4,745.00	$555,000 Land $119,900 Building $435,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

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