Worcester County and Worcester City property record for 3 Swan Ave, Worcester, MA 01602
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 3 ba · 2,880 sqft · built 1986 |
| Lot Size | 0.255 acres (11,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Aug 2023) |
| Tax Bill | $8,833 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-021-0024A |
| Primary APN | 42-021-0024A |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 4,728 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,100 sqft (0.255 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 42-021-0024A |
|---|---|
| Street Address | 3 SWAN AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01602-2412 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL-7 |
| Legal Block | 21 |
| Legal Lot Number | 24A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 731002 |
3 Swan Ave, a duplex, is owned and occupied by two individuals who bought it in August 2023.
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SWAN AVE, WORCESTER, MA 01602-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 7, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 23, 2023 | Quit Claim Deed, Transfer · FHA Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Dec 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on File |
| Deed Sale | Aug 23, 2023 · Amount on File |
| Prior Sale | Aug 22, 2014 · Amount on File |
| Deed Book / Page | 69552 / 304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 SWAN AVE, WORCESTER, MA 01602-2412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066881-312 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 66881/312 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 SWAN AVE, WORCESTER, MA 01602-2412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072644-299 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 72644/299 |
| Instrument | 86602 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Aug 23, 2023 |
| Property Address | 3 SWAN AVE, WORCESTER, MA 01602-2412 |
| Document Number | 069552-304 |
| Book / Page | 69552 / 304 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 69551 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 SWAN AVE, WORCESTER, MA 01602-2412 |
| Document Number | 0000069552 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 69552 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 SWAN AVE, WORCESTER, MA 01602-2412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61537-171 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 61537/171 |
| Instrument | 131526 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 SWAN AVE, WORCESTER, MA 01602-2412 |
| Document Number | 58303-199 |
| Book / Page | 058303 / 000199 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 58303-199 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 058303/000199 |
| Instrument | 2993 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
The 2026 property tax bill for 3 Swan Ave was $8,833, up 4.6% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,833.00 (+4.63%) | $665,100 (+3.92%) Land $78,600 Building $586,500 | $633,470 |
| 2025 | $8,442.00 | $640,000 Land $73,900 Building $566,100 | |
| 2023 | $5,934.00 | $413,800 Land $64,300 Building $349,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Swan Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Swan Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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