3 Sutton Dr, Cohoes, NY 12047 Property Records

Albany County and Colonie Town property record for 3 Sutton Dr, Cohoes, NY 12047

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 2017
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Jan 2023)
Tax Bill$11,696 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012689 9.4-5-2

Property Details

APN / Parcel Number

Primary APN012689 9.4-5-2
Alternative APN
  • 00900400050020000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00900400050020000000
Street Address3 SUTTON DR
CityCOHOES
StateNY
Zip12047-1467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code26
Legal SubdivisionSUTTON DRIVE CENTERBURY CROSSING
Legal Block5
Legal Lot Number2.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2011
Census Tract13503

Owner

Source: Albany County and Colonie Town records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 SUTTON DR, COHOES, NY 12047-1467
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Aug 23, 2017Deed, Transfer · Commercial Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2023 · Amount on Record
Deed SaleJan 17, 2023 · Amount on Record
Prior SaleAug 30, 2022 · Amount on Record
Deed Document Number20231012
Prior Transfer DateDec 19, 2022
Prior Transfer Doc0000001012
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3 SUTTON DR, COHOES, NY 12047-1467
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SUTTON DR, COHOES, NY 12047-1467

Mortgage

Document Number0000002346
DateJul 13, 2023
InstrumentR2023-12346
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 12, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionALBANY NY
Recording DateAug 23, 2017
Property Address3 SUTTON DR, COHOES, NY 12047-1467
Document Number0000000100
Map ReferenceDR172 MAP13129
Instrument DateAug 18, 2017
InstrumentR2017-20100
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,792.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 WESTERN AVE, 1900, ALBANY, NY 12203-5019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3303 STONEGATE DR, RENSSELAER, NY 12144-8311

Mortgage

Document Number0000000101
DateAug 23, 2017
InstrumentR2017-20101
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictNorth Colonie Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,696.00 (-1.33%)
2025$11,854.00 (+7.14%)$277,600 (-) Land $69,400 Building $208,200$635,200 (+16.7%) Land $158,800 Building $476,400
2023$277,600 (-) Land $69,400 Building $208,200$544,300 (+9.31%) Land $136,075 Building $408,225
2022$277,600 Land $69,400 Building $208,200$497,937 Land $124,484 Building $373,453
2021$11,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1996)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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