3 Sutton Ct, Stafford, VA 22554 Property Records

Stafford County property record for 3 Sutton Ct, Stafford, VA 22554

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,116 sqft · built 2008
Lot Size	0.243 acres (10,594 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Apr 2017)
Tax Bill	$7,230 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21Y-2A-156`

Property Details

APN / Parcel Number

Primary APN	`21Y-2A-156`
Alternative APNs	`021Y 2A 156` `48467`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,116 sqft Living Area
Basement Area	2,074 sqft
Finished Basement	2,000 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,594 sqft (0.243 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	414 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48467
Old Parcel Number	021Y 2A 156
Street Address	3 SUTTON CT
City	STAFFORD
State	VA
Zip	22554-8335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 156 SEC 2A 10593 SF HILLS OF AQUIA
Legal Subdivision	HILLS/AQUIA SEC 02A
Legal Lot Number	156
Jurisdiction	STAFFORD VA
Township / Civil Division	GRIFFIS-WIDEWATER
Census Block Group	1
Census Block	1002
Census Tract	10103

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 SUTTON CT, STAFFORD, VA 22554-8335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Apr 5, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	170006155
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	3 SUTTON CT, STAFFORD, VA 22554-8335
Document Number	170023137
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUTTON CT STAFFORD VA 225548335, STAFFORD, VA 22554-8335

Mortgage

Document Number	170023137
Date	Dec 28, 2017
Instrument	23137

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2032

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 5, 2017
Property Address	3 SUTTON CT, STAFFORD, VA 22554-8335
Document Number	170006155
Instrument Date	Apr 3, 2017
Instrument	6155
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	CARDINAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3 SUTTON CT STAFFORD VA 225548335, STAFFORD, VA 22554-8335

Mortgage

Document Number	170006156
Date	Apr 5, 2017
Instrument	6156

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,230.00 (+11.03%)	$771,900 (+12.02%) Land $195,000 Building $576,900	$771,900 (+12.02%) Land $195,000 Building $576,900
2023	$6,512.00 (+20.48%)	$689,100 Land $175,000 Building $514,100	$689,100 Land $175,000 Building $514,100
2021	$5,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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